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I am 16 years old currently with a junior license. I am buying a car this weekend. Am I legally by the state of New York allowed to be the primary holder of the title in my name? Or do I have to have my parent be primary and I secondary?
Monday, June 23, 2008 2:13 PM | Under limited tort - it states "... may prevent you from seeking compensation for these items, unless your injuries are found to be serious and permanent." What is considered serious and permanent? Can you please give me some examples of what would constitute compensation and what would not? Thank you for your time.
Thursday, June 26, 2008 8:36 PM | I live in Oregon I was stopped for expired tags and didn't have insurance. I have not been in an accident, do I have to now get SR22 insurance even if I carry regular auto insurance?
Friday, June 20, 2008 9:36 PM | Aloha! I am currently living in NJ, however I am planning to move to Maui in the near future, so I have some questions. Does the state of HI require any levels of insurance? What are the differences in coverage for say, minimum required by law & "full coverage"? How long after moving to the island do I have to insure my vehicle? Can I do that ahead of time? Does type of vehicle affect coverage? How do I get started?! Mahalo for all your help!
Wednesday, June 18, 2008 6:54 PM | If I were to get a job as a pizza delivery boy, would I need to purchase additional insurance to cover me while driving on the job? If so, what is the reasoning behind it?
Wednesday, June 11, 2008 8:54 AM | Does PA allow a consumer to elect stacking for UM and non-stacking for UIM? Assume a 2 car policy.
Tuesday, June 17, 2008 5:43 PM | I have called around to various DMV departments in various states and have received only conflicting answers to my question, which is this:
When a Texas cop stops a driver from Wisconsin, where NO proof of financial responsibility, let alone insurance, is required, he will give a ticket for lack of "proof of financial responsibility." When he stops a Californian who is insured to the CA state minimum, who presents an insurance card, he will not give a ticket, in spite of the fact that the Californians insurance does not satisfy the TX minimums. The TX statutes make NO exception for Californians in the Financial Responsibility section.
Now this seems to be a violation of the Constitutional interstate travel rights of the person from WI. Furthermore it violates the comity rules of Full Faith and Credit and Privileges and Immunities Clause.
Can it be that CA requires its insurance companies to honor the higher TX state minimums? Can it be?
Monday, June 09, 2008 4:39 PM | I got a DUI in California on My 19th 2001 and I know that back then the limitations of it staying on your driving record was 7 years. Now since 2005 or so the laws have changed to 10 years. My question is do insurance carriers have to stick to the new law of 10 years or are they subjected to 7 years for a quote for me since the law has changed?
Monday, June 09, 2008 10:01 AM | My father in law is in a nursing home in Colorado, his car has Colorado tags on it, good till Feb 09. I am driving it back to Pennsylvania to keep for 7 months, can I get insurance on it in PA for those 7 months with the current tags on it or do I need to get PA tags on it when I get to PA?
Tuesday, June 10, 2008 4:11 PM | If I have a car that I do not drive, do I have to have insurance on it?
Friday, June 06, 2008 5:38 PM | We live in Mexico and have double insurance, a policy for the United States and one for Mexico. If we allow our US insurance to lapse because we will not be in the US will this count against us in the future? Our Mexican policy will remain in force.
Monday, June 09, 2008 10:01 AM | When should you stop full coverage car insurance?
Monday, June 02, 2008 8:12 PM | What is uninsured motorist coverage?
Monday, June 02, 2008 8:09 PM | What are the penalties for driving without insurance in the state of Massachusetts?
Monday, June 09, 2008 10:02 AM | Does your age have anything to do with SR-22?
Thursday, June 05, 2008 6:17 PM | How many years back do you need to go when giving history for car insurance?
Tuesday, June 03, 2008 1:28 PM | Typically, does GAP insurance expire after a certain amount of time?
Friday, May 30, 2008 10:14 AM | If you have a car policy and a motorcycle policy can you stack coverages on both if it is a single vehicle on each? Would you be able to stack unlike vehicles?
Friday, May 30, 2008 10:14 AM | In NC, does having insurance on a motorcycle satisfy the requirement for obtaining a DL123 to get your drivers license? Thank you!
Thursday, May 29, 2008 12:35 PM | What is the required person property damage amount by Maryland law?
Wednesday, May 28, 2008 2:56 PM | May seventeen year olds in the state of Michigan maintain insurance in their own names?
Friday, May 23, 2008 1:29 PM | I am going to another state for about 5 months, my car is currently licensed and insured in Arizona. Can I put my car in storage? Get the insurance refund and then re-insure the car when I return in December?
Thursday, May 22, 2008 4:25 PM | If you have a car financed and you fail to keep insurance on the vehicle, and the finance company places "forced" insurance on the vehicle, and without any notice, applies every payment you make for your car payment towards the "forced" insurance they had to place on the vehicle, and the car is repossessed because they had to apply your car payment towards the "forced" insurance is this legal?
Wednesday, May 21, 2008 8:20 AM | If I don't have car insurance at this time because I do not own a car, when I buy a car can I get insurance?
Monday, May 19, 2008 9:41 PM | I have a DUI on my record, is there anything I can do for cheaper insurance?
Monday, May 19, 2008 9:47 PM | Doesn't car insurance require medical, so if driver or another person is injured it pays the medical?
Monday, May 19, 2008 9:46 PM | I live in Indiana and my daughter just got her license, am obligated to tell my insurance company that she is driving? All my vehicles are insured.
Friday, May 16, 2008 10:51 AM | Spouse with poor driving record. Can I do a named driver exclusion from auto policy in Tennessee?
Thursday, May 15, 2008 8:55 AM | What is the minimum property damage limit that you can carry on your car insurance policy in North Carolina?
Tuesday, May 13, 2008 8:31 AM | Is it the law in Oklahoma that you have to have insurance even though you don't own a car?
Thursday, May 08, 2008 8:50 AM | Is the death of the policy holder covered under GAP? I am not seeing where it is.
Wednesday, May 07, 2008 9:44 AM | In Oregon, if you buy a used vehicle do you have 72 hrs from the purchase date to get insurance and registration transferred? Also can you drive this vehicle in the mean time?
Friday, May 09, 2008 4:36 PM | Can a 16 year old have a car and insurance in their name?
Thursday, May 08, 2008 8:48 AM | How many days in the state of Massachusetts do you have to get a photo inspection? And we were transferring insurance from one car to another do I have do get this photo inspection? Can they terminate my insurance?
Thursday, May 08, 2008 8:48 AM | My husband cannot get his Florida driver's license because he needs an SR-22 for the state of Rhode Island. How can he get an SR22?
Tuesday, April 29, 2008 2:45 PM |
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