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I was broadsided by another car. Estimated repair would be $5400. Blue Book on car is $5000. Car loan balance is $8000. Will insurance just give me blue book or will it pay off the loan?
Friday, May 15, 2009 4:37 PM | Will GAP insurance cover the amount of insurance premium force placed on the loan? Bank forced placed 5k on loan throughout the life but I now have my own insurance.
Saturday, May 09, 2009 3:58 PM | My vehicle was legally parked in front of my home and was hit by a neighbors family member while they pulled out of their garage. A police report was filed and it showed the fault of the family member and they also admitted fault to the police. My question is, how long in the State of PA does an insurance company have to settle a claim? We seem to be getting the run around from this person's insurance company.
Saturday, May 09, 2009 3:58 PM | How does No-Fault insurance work if you are injured in an employer's vehicle?
Wednesday, May 06, 2009 4:38 PM | If someone is a passenger on a bus in Pennsylvania and this passenger carries their own personal auto policy, would their PIP still serve as primary coverage for expenses related to initial medical treatment?
Thursday, May 07, 2009 10:56 PM | How much does damage to a fire hydrant cost in an accident?
Friday, May 01, 2009 9:47 AM | If my car breaks down and goes into the shop and it is found that the repairs add up to the worth of the car, will full coverage insurance declare it a total loss and replace it or is it only if it has been involved in an accident?
Friday, May 01, 2009 9:47 AM | What is considered an act of God? I opened a car door and the wind took it, is it my fault?
Tuesday, May 05, 2009 11:13 PM | How does UM coverage work with the PIP coverage?
Thursday, April 30, 2009 8:52 AM | My daughter was involved in an accident in June 08, the other driver was at fault. The insurance company stated that we had to continue coverage on her totaled car throughout the claim process. Is this true?
Wednesday, April 29, 2009 9:14 AM | I was recently in an accident in CA where the other driver was 100% at fault. My car was totalled. It was an older car but was pristine and ran very well. I am concerned what they will give me will not be enough to buy a comparable. What am I entitled to as settlement from the other insurer? Retail value, private party sale value, trade in value or something else?
Friday, April 24, 2009 12:52 AM | My car has been recently wrecked and has been deemed totaled by my insurance carrier. What exactly does it mean when they say they will reimburse me for tax, title and transfer fees when I purchase a new vehicle? Will this be on the new vehicle or the total loss amount on the wrecked one? Thank you.
Tuesday, April 28, 2009 1:45 PM | My windshield is very damaged - like sand blasted and I can't see in the sunshine.
Is replacement covered by Florida law?
Monday, April 27, 2009 9:52 PM | In Arizona, I was rear ended this morning, the other driver 100% at fault. They have insurance, I do not. What are my rights and how do I go about a claim since I don't any insurance?
Monday, April 27, 2009 9:51 PM | What if my car is stolen and later recovered totally stripped? What part of my insurance policy would cover my losses?
Saturday, April 25, 2009 12:25 AM | Someone opened a door in a parking lot and slightly dented my car door. The person was not around afterwards. If I file a claim would it fall under collision, or comprehensive?
Thursday, April 23, 2009 2:25 PM | Is Kentucky a zero deductible state regarding any type of claim?
Thursday, April 23, 2009 2:24 PM | If I am driving past a golf course, and a flying ball hits my car, who is responsible?
Tuesday, April 21, 2009 9:48 PM | Should I expect the insurance company to pay more than the cost of repairs due to a decreased value when potential future buyers run a check like CarFax?
Monday, April 20, 2009 10:17 PM | Who would be held responsible for a car with no insurance if it is involved in an accident? Would it be the car owner or the person driving the car?
Friday, April 10, 2009 11:33 PM | Is it true that if car insurance claim is less than 700 dollars, then you will not get an accident point on your record under California Law?
Tuesday, April 21, 2009 9:49 PM | If I own more then one vehicle which all are insured for comprehensive subject to a deductible, and a severe hail storm damages them when they are parked in my drive way, does a deductible apply on both cars (pay 2 deductibles) or since this is one occurrence, does one deductible apply to both damaged cars?
Tuesday, April 14, 2009 9:55 AM | In the state of Kansas, if you are involved in a car accident how long do you have to make a claim?
Wednesday, April 15, 2009 10:44 AM | In New York State I want to know how long does it take a claims adjuster to give you an answer on your total loss? Is three months too long?
Tuesday, April 14, 2009 9:55 AM | I have heard on TV (lawyers ads) that if you are uninsured in the state of Oregon and you are hit by an insured driver, there is no coverage. Is this true?
Tuesday, April 07, 2009 2:18 PM | If I have a wreck and total my car, who is responsible for contacting the Gap coverage - me or the bank that has the loan?
Monday, April 06, 2009 1:59 PM | In California, do insurance companies have a time limit in which to investigate and settle or deny a claim involving automobile arson?
Friday, April 03, 2009 9:30 AM | In Texas does UM/UIM cover if a pedestrian was involved in a hit and run?
Wednesday, June 24, 2009 10:36 PM | What is the average death payout on a insurance policy?
Thursday, April 02, 2009 12:02 PM | If one vehicle is insured by two separate policies, by two separate drivers, and one driver gets into an accident, will there be a problem with coverage of the vehicle?
I am insured by PGAC and my mom by Mercury. Mercury told my mother that if I were to be in an accident there would be a problem with me being covered. How can that be if I have my own policy?
Tuesday, March 31, 2009 5:05 PM | If I had a car accident and we have the same insurance carrier, is the insured at-fault responsible to pay the deductible? This is what they call cross insurance. Is this always stated in the auto policy?
Tuesday, March 31, 2009 2:45 PM | If you back into a second vehicle on your policy, do you typically pay the deductible on each vehicle?
Friday, March 27, 2009 1:44 PM | If a driver has a forced lender placed insurance policy on their vehicle and they get hit by another driver are they considered an uninsured motorist and would they fall under prop 213 in California?
Friday, March 27, 2009 1:43 PM | If a driver in California has comprehensive coverage, but not collision coverage, and they are involved in an accident through no fault of their own, are they considered a prop 213? In other words, are they considered an uninsured driver even though they had comprehensive coverage on the vehicle at the time of the accident?
Friday, March 27, 2009 1:42 PM | In Florida does PIP coverage afford benefits for loss of income?
Thursday, March 19, 2009 5:24 PM |
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