Call Us Toll Free: 1-855-430-7753

Q&A

Over 10,000 questions asked & answered

 
Hi Penny!

Answering your CarInsurance.com questions since 2005

Q

How do you define a parked car? Is you car parked if you are stopped at a red light? If your car is in a parking spot and it is running and occupied is it parked?


A

The official definition of a "parked car" can differ depending on the insurance company or state laws.

In general, a car is defined as parked if it is stopped and unattended off of a public roadway. Sometimes a parked car can also be defined as a vehicle that is stopped, occupied and running, but out of the roadway or in a parking lot or facility.

Typically, a car at a red light is considered stopped and not parked. Normally a vehicle is still in gear and on a public roadway when at a light or stop sign so therefore is not parked. A vehicle that is occupied with the engine running might be considered parked if the car is still in "park" as the gear selected and is off of the roadway in a parking spot.

View our coverage definitions page to review what coverages would protect your parked car. See our coverage insurance guide to see what coverage covers six common accident scenarios.

[Let CarInsurance.com help you find affordable auto insurance now.]


Categories:


Comments

Tell us what you think about this answer

Leave a Comment
(required)
(required; won't be published)
 
 
 
2 Responses to "How do you define a parked car? Is you car parked if you are stopped at a red light? If your car is in a parking spot and it is running and occupied is it parked?"
  1. Anonymous

    Very helpful information.

      Reply»  
  2. Anonymous

    I thought that this answer was very helpful.

      Reply»