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How do you define a "parked car" Is you car "parked" if you are stopped at a red light? If your car is in a parking spot and it is running and occupied is it parked?

The official definition of a 'parked car' can differ depending on the insurance company or state laws. In general, a car is defined as parked if it is stopped and unattended off of a public roadway. Sometimes a parked car can also be defined as a vehicle that is stopped, occupied and running but out of the roadway or in a parking lot or facility.

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So typically a car at a red light is considered stopped and not parked. Normally a vehicle is still in gear and on a public roadway when at a light or stop sign so therefore is not parked. A vehicle that is occupied with the engine running might be considered parked if the car is still in 'park' as the gear selected and is off of the roadway in a parking spot.

For definitions related to car insurance you can go to our Learning Center.

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Car Insurance Related What should you do if you hit a parked car? The damage is noticeable (but not severe), and the owner is nowhere to be found?
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This car insurance answer was last updated 11:39 AM Mar-27.
This Save Money question was asked 10:26 PM March-24-2006.
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