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Car Insurance Question  How long do points stay on your driving records in New York?

In New York State the DMV computer system automatically calculates your point total when you are assigned points on your license for a moving violation. Your point total is the total number of driver violation points that you received during the 18 previous months.

Points are counted from the dates of your traffic violations, not from the dates of your traffic convictions. A traffic conviction is required for the points to appear on your driver record. Eighteen (18) months after the date of the violation, the points for that violation are removed from your point total. The convictions remain on your record.

If instead of points you were wondering how long the violation will remain on your motor vehicle record, a moving violation conviction or an accident normally remains on a driver record during the year that the conviction or the accident occurred, and for the following three calendar years. (Note: The DMV uses the year when the conviction occurred, not the year when the violation occurred.)

The DMV removes a conviction or an accident from a driver record on January 1 of the fourth year after the year of the conviction or the accident. For example, an accident or a conviction that occurred during 2006 remains on the driver record until January 1, 2010.

If points from a moving violation on your record have affected your insurance rates follow this link for an affordable auto insurance quote.

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Question Details
This car insurance question was asked on 4/16/2007
This auto insurance answer was last updated on 4/24/2007
Jackson requested this car insurance solution.
Rated 10 out of 10 based on 3 votes.
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