It will depend upon state laws and/or local city or county rules and negligence laws if there are any specific rules for a business parking lot and right of way in the absence of stop signs.
Normally if there are not signs directing or controlling traffic in a parking lot law enforcement want common sense to guide drivers. Insurance companies will look toward the state's negligence laws want to see if the drivers used proper lookout to keep from the car from colliding.
In some states it may be that parking lot accidents where each driver has partial blame then each will be responsible for their own damages. Others it may be a percentage each is at fault or one driver to be found totally at fault.
Drivers should be aware of their how their insurance plan deals with parking lot accidents. Police may respond to these types of accidents, but citations are rarely written, leaving insurance companies to sort out the situation and assign fault. They will do some normally by viewing the damage on the vehicles as well get statements from all drivers involved and any witnesses.
[Let CarInsurance.com help you find affordable auto insurance now.] A police answer site states that law enforcement can take private property accident reports but they are not necessarily sent into the state like the accidents on public streets are. It goes on to say that there are some cases where citations are issued but it is not normally done unless we find a suspended drivers license or an OVI (drunk driver).And normally the report just ends up being used by insurance companies for documentation of the incident.
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To find out how your state or local jurisdiction deals with parking lot accidents you can ask law enforcement. They should tell you if there are any rules or laws that apply when in a parking lot that you need to be aware of with there are not stop signs showing to guide drivers.
Your insurance agent also should be able to tell you about the state negligence laws and how they would apply them if you were involved in a parking lot accident.
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