In the confusing debate over auto insurance reform - dueling TV ads being the latest addition to the mix - there is no escaping one simple fact:Like rats leaving a sinking ship, insurance carriers have been fleeing Massachusetts in droves over the past decade. The method used to apportion high- risk drivers is unfair and unwieldy and there is no incentive to root out fraud, so Massachusetts drivers are filing more claims than those in any other state.....
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