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By Neil Hodgson
MOTORISTS want the government to introduce tougher penalties for uninsured drivers.
Motor insurance comparison site comparethemarket.com says UK drivers pay on average pounds 31 a year more on car insurance to cover uninsured drivers, a total of more than pounds 500m.
That figure excludes the cost of accidents caused by uninsured drivers.
An online You Gov poll found that apart from the incremental price increases for a policy, 68% of motorists in an accident with an uninsured driver had to incur liability and either pay for the incident themselves (19%) or claim on their own insurance (49%), potentially jeopardising no-claims bonuses.
From the survey sample more than one in 10 had been in an accident with an uninsured driver.
The average fine for driving without insurance in the UK is just pounds 250, and 79% of respondents felt this was too low.
Some 87% of motorists feel the government does not do enough to prevent people driving without insurance.
Jeremy Moll, of comparethemarket.com said: "If the number of illegal drivers decreases then the industry will have more flexibility in pricing policies for law abiding motorists."
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