How much could YOU save?
Request free quotes; find out now.
  • Someone may have
    just saved up to
    $1,039/yr
    on car insurance.
    Actual quote delivered: 2 hours ago
    Quote Range: $2,832-$3,871/yr
    Age: 27 Sex: Male
    State: New Jersey Tickets: 0
    Number of Quotes: 2
    Vehicle: 2007 CHRYSLER 300
  • Someone may have
    just saved up to
    $910/yr
    on car insurance.
    Actual quote delivered: 7 hours ago
    Quote Range: $1,340-$2,250/yr
    Age: 25 Sex: Female
    State: California Tickets: 0
    Number of Quotes: 5
    Vehicle: 2008 NISSAN ALTIMA 2.5 S
  • Someone may have
    just saved up to
    $1,390/yr
    on car insurance.
    Actual quote delivered: 7 hours ago
    Quote Range: $2,880-$4,270/yr
    Age: 20 Sex: Female
    State: Texas Tickets: 0
    Number of Quotes: 5
    Vehicle: 2007 CHEVROLET COBALT LS
  • Someone may have
    just saved up to
    $1,408/yr
    on car insurance.
    Actual quote delivered: 7 hours ago
    Quote Range: $2,594-$4,002/yr
    Age: 26 Sex: Female
    State: Connecticut Tickets: 1
    Number of Quotes: 3
    Vehicle: 2005 TOYOTA COROLLA CE/LE/S
  • Someone may have
    just saved up to
    $1,456/yr
    on car insurance.
    Actual quote delivered: 8 hours ago
    Quote Range: $1,068-$2,524/yr
    Age: 20 Sex: Female
    State: Virginia Tickets: 2
    Number of Quotes: 2
    Vehicle: 2004 VOLKSWAGEN JETTA GL
We Scour. You Save.
We search the web to find the very best deals and money-saving tips. Then, we send them right to you.
Get insurance now:
Car Insurance Resources:
Get Free Quotes Now
Save With CarInsurance.com!
Car Insurance Learning Center  Learning Center  Auto Insurance Questions & Answers   Questions & Answers  Professional Answers   Auto Insurance Answers

How long does it take for an insurance company to pay a claim after you report your car is stolen?

Claims should be paid within 30 days, unless there are situations that require research, litigation, or 3rd party outcomes. Some states have time requirements mandated by law or arbitration clauses.

We expect your claim to processed immediately and then handled as soon as possible by our insurance companies. Some companies have services to settle claims within 3-5 days. Our partner Progressive offers Concierge Level of Claims Service. Choosing a body shop in Progressive's network of preapproved repair shops means you'll have the following benefits:

  • Convenient drop-off
  • Easy estimates
  • Priority status
  • Continual updates
  • Faster repairs
  • Quality repairs
  • Limited Lifetime guarantee

Free Auto Insurance Quotes





Many factors determine how long it will take for your claim to be paid. Your claim should be managed and organized from the beginning. so that you have a rental car (if applicable). It is in an insurance companies best interested to settle a claim timely.

[Let CarInsurance.com help you find affordable auto insurance now.]

Most companies have a 48 hour waiting period in the event of a theft. Afterwards, your claims adjuster will begin processing your claim. At any moment you should be able to contact your claims representative and ask how long they estimate it will take to process and pay your claim.

Share this article with:

Related Questions
Car Insurance Related How is the "actual cash value" determined?
Rate, add comments, or add help about your situation and this question.
Help us improve the largest car insurance website!

poor 
1
2
3
4
5
6
7
8
9
10

 excellent
Tell us why you rated this car insurance question and answer this way. You can add any helpful insurance comments to this page:
Visitor Comments
"timely" is not really an answer.
Comment added: 10:51 AM Apr-17
Non specific answer as to how long legally the insurance company can take to pay out.
Comment added: 01:59 AM Oct-14
Question Details
This car insurance answer was last updated 11:57 AM Apr-17.
This Insurance Claims question was asked 07:27 AM May-12-2005.
motti requested this car insurance help from CarInsurance.com experts.
Rated 2.05 out of 10 based on 19 votes.
Insurance Claims Category
Print Car Insurance Answers Print this car insurance question and answer
Email Car Insurance Answers Email this auto insurance answer
Disclaimer: Answers and comments provided are for information purposes. They are not intended to substitute informed professional advice. These responses should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. Please refer to your insurance policy for specific coverage and exclusion information. Please read our Terms of Service.
©2012 QuinStreet Insurance Agency, Inc. - Online Insurance Marketplace™
CarInsurance.com Feedback Survey