Mississippi Car Insurance - Auto Insurance Quote in MS
Hoping to get quality car insurance coverage in Mississippi? CarInsurance.com can make it easy for the state celebrated for its famous native sons, including novelist William Faulkner, musician Bo Diddley, football star Brett Favre and civil rights leaders Medgar and Charles Evers.
| Current average car insurance premium in Mississippi | $1,419.09 |
| Current average car insurance premium U.S. | $1,602.16 |
| Jackson | $1,344.43 |
| Gulfport | $1,524.30 |
| Check out our car insurance rates in more Mississippi cities | |
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Generally, car insurance rates in Mississippi are lower than the national average. A valuable feature on this site is CarInsurance.com's Average Premium Trend Tool. It shows changes in car insurance rates in the state on a monthly basis. Just run the mouse over the various points to see average premiums in Mississippi.
CarInsurance.com has a big list of well-known carriers standing by to give you quotes reflecting your coverage needs. From the minimum policy requirements determined by Mississippi to more expansive coverage, you can get it all here. Let's start by looking at what the state requires by law.
Mississippi state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.
Minimum Required Insurance Coverage in Mississippi
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
The state of Mississippi follows a Tort system, meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). Mississippi does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
With these legal requirements in mind, CarInsurance.com's coverage page provides the Minimum State Required package as an initial option. Securing broader coverage is also a breeze. You can adjust a package to reflect personalized deductible and other insurance limits. Agents, all patient and licensed in Mississippi, are available to discuss the options.
Getting car insurance anywhere in Mississippi is easy at CarInsurance.com. Start by entering your ZIP code in the quote boxes on this page. Remember, you can’t save money if you don’t shop around.
Car models that are stolen frequently are more expensive to insure. Here are the vehicles stolen most in Mississippi:
