Montana Car Insurance - Auto Insurance Quote in MT
Turn to CarInsurance.com when looking for the best insurance-buying experience in Montana, a state recognized for its many beautiful drives, including the "Montana Scenic Loop." The 400-mile loop takes visitors through four National Forests and 15 rural communities.
| Current average car insurance premium in Montana | $856.86 |
| Current average car insurance premium U.S. | $1,602.16 |
| Billings | $1,648.47 |
| Missoula | $1,407.22 |
| Check out our car insurance rates in more Montana cities | |
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For insight into average rates in Montana, check out CarInsurance.com's Average Premium Trend Tool. This feature displays recent monthly rate changes throughout Montana. By slipping the mouse over the various points, you can see trends for the state's annual average premium.
CarInsurance.com starts by listing details on how much insurance coverage you're required to have in Montana. We'll also tell you what Montana residents are paying from city to city. When you reach the point where you're ready to get quotes, there are more than a dozen top carriers eager to assist you.
Montana state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25/50/10 coverage.
Minimum Required Insurance Coverage in Montana
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $10,000 Limit
The state of Montana follows a Tort system, meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). Montana does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
The best way to begin at CarInsurance.com is by studying the Minimum State Required package, which will ensure you drive with legal protection in Montana. But there's so much more available -- modify any package to respond to your own driving needs in terms of liability limits and deductibles. Insurance agents with more details are available, directly from this site.
Are you ready to start comparing rates on the road to acquiring auto insurance? Good. CarInsurance.com is the ideal location to begin the process. Do keep in mind that many factors will affect your quotes, including your driving record and the discounts you qualify for. This site will provide you with valuable information as you acquire a policy.
Car theft is a big problem, even in Montana – especially if you own one of the vehicles thieves like most and pay higher rates as a result. Their current favorites:
