Utah Car Insurance - Auto Insurance Quote in UT
If you need auto insurance in Utah, one of the nation's most naturally beautiful states, look no further than CarInsurance.com. Much of Utah has been designated as national park areas, including Zion National Park and Canyonlands National Park.
| Current average car insurance premium in Utah | $1,588.63 |
| Current average car insurance premium U.S. | $1,602.16 |
| Salt Lake City | $1,402.08 |
| West Valley City | $1,668.27 |
| Check out our car insurance rates in more Utah cities | |
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Salt Lake City is the state capital and also its largest city. Typically Utahns pay a little less than the national average for their car insurance, but you can see how quotes are trending. CarInsurance.com's Average Premium Trend Tool shows changes during the past few months.
Utah motorists can use the many tools at CarInsurance.com to determine just what type of coverage fits their driving habits and lifestyle. A good starting point is to study the coverage Utah requires all drivers to have.
Utah state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $65,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. This basic coverage is often referred to as 25/65/15 coverage.
Minimum Required Insurance Coverage in Utah*
Bodily Injury Liability: $25,000/$65,000 Limit
Property Damage Liability: $15,000 Limit
Personal Injury Protection: $3,000 Limit
*New limit requirement effective: Jan. 1, 2009
The state of Utah follows a No-Fault system, meaning your insurance company will make payments for your injury claims regardless of fault, up to a specified limit. Typically, you lose some of your rights to sue under a No-Fault system. Details of a no-fault system vary from state to state.
Personal Injury Protection (PIP) helps pay for "reasonable and necessary" medical expenses for you and your passengers. Utah state law requires a minimum Personal Injury Protection coverage of $3,000.
You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). Utah does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
Take a look at the Minimum State Required package offered at CarInsurance.com. Or consider more expansive packages reflecting your insurance needs. Agents licensed in Utah can assist you in the process.
Some Utah residents worry that securing insurance may be difficult because of their poor driving record. Rest assured, you can get coverage, even with a spotty diving history. CarInsurance.com and the many carriers on this site will help.
Do you have more in common with Utah car thieves than you want to? Check out the list below of Utah’s most-stolen vehicles:
