When you are stopped for a moving violation and you are unable to show proof of insurance, the penalties usually range from suspension of your license and possibly even fines. This type of violation is typically added to your driving record and it usually stays on your driving record between 7-10 years depending on your state. 

However, some states consider serious traffic violations to be a criminal violation as well. In cases where DUI leads to a fatality, or even reckless driving in states can be considered a criminal offense. So if you are involved in a more serious violation and you do not have insurance, it could be considered a criminal offense. Criminal offenses usually incur more severe penalties and these violations stay on your criminal record permanently.

You can contact your state DMV for more information about about traffic violations and the penalties you can receive for driving without insurance. Most states have a minimum insurance requirement, you can get affordable insurance quotes for by requesting a quote from www.carinsurance.com.