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Spotlight on trends: Essential reads in auto insurance

Dive into our expert stories that simplify car insurance trends in this dynamic market.

What you need to know about UBI and connected-car technology
Wider adoption of usage-based insurance technology could provide drivers and insurance companies with enormous benefits. However, many car owners are wary of installing hardware devices and downloading apps. Here's how we can alleviate consumers' concerns about onboard tech.
U.S. auto insurers’ rates significantly increased in 2023
Car insurance consumers see double-digit increases in 43 states.
Survey: Most Americans don’t have plans to buy an electric vehicle
CarInsurance.com survey finds that more than half of U.S. drivers have no plans to buy an EV. Only a quarter of the respondents said they intend to buy a battery-powered vehicle.
How AI affects your car insurance rates
Want to know how AI could affect your car insurance rates? In cars with connected devices, AI can create a profile of your driving habits, which an auto insurer can use to customize your policy.

Latest Articles

April 26, 2024

Temporary car insurance: How to get short-term coverage

By Laura Longero
You may think you need temporary car insurance when you really don't. Learn more about temporary car insurance and determine whether you need short-term car...
April 25, 2024

Do I need full coverage insurance on a financed car?

By Mark Vallet
When you finance a vehicle, you must buy full coverage car insurance to protect your lienholder’s investment. Learn more about full coverage for financed...
April 25, 2024

Can a 17-year-old get their own car insurance?

By Erik Martin
17-year-olds can get their own insurance policy if a guardian or parent co-signs or if they are an emancipated minor, but they can expect to pay a lot more for...
April 25, 2024

Does everyone in a household need to be listed on car insurance policy?

By Shivani Gite
Yes, everyone in your household should be listed on your car insurance policy other than unlicensed children. You need to disclose all household members when...
April 25, 2024

How much car insurance goes up after a texting ticket in your state

By Katrina Raenell
You could see as high as a 43% increase in car insurance premiums after a texting ticket. The actual increase in your rate varies by insurer, the state you...
April 25, 2024

Do I need full coverage insurance for my new or used car?

By Katrina Raenell
If you are still making car payments, you need full coverage auto insurance. Otherwise, a little cost-benefit analysis may be required. ...
March 20, 2024

How much does it cost to add a teenager to car insurance?

By Erik Martin
Car insurance for teens is pricey, but it’s cheaper to add a teen to your policy than for them to have their own policy. It costs $3,726 per year to add a...
April 1, 2024

How much car insurance do I need?

By Laura Longero
Not sure how much car insurance you need? Here’s how much auto insurance you should have to ensure you are financially protected....
April 19, 2024

How much is car insurance? See average car insurance costs

By Mark Vallet
The average cost of car insurance is $1,895 annually, or $158 per month, for a full coverage policy. See how much car insurance is in your area....
October 30, 2023

Car insurance shopping for a new car

By Erik Martin
Before you drive off the lot with a new vehicle, learn how to get insurance for a new car -- the insurance grace period to vehicle registration and more....
April 1, 2024

Gap insurance: What does it cover and is it worth it?

By Mark Vallet
If your car is totaled or stolen, gap insurance coverage will pay the difference between the actual cash value (ACV) of the vehicle and the current outstanding...
April 17, 2023

What is the difference between title and registration?

By Laura Longero
A title is a document that certifies the ownership of a vehicle. Whereas, registration is a formality to show that you are registered with the state and have...
April 1, 2024

Cheapest car insurance companies in 2024

By Laura Longero
Progressive and Geico were found to have the lowest auto insurance rates among the more than 30 auto insurance providers CarInsurance.com studied. However,...
April 1, 2024

How much is car insurance for a 16-year-old?

By Chris Kissell
The average car insurance rate for a 16-year-old is $7,625 a year for full coverage – $635 per month – but you can still find affordable rates by following...
April 1, 2024

Non-owner SR-22 insurance: What to do if you need SR-22 insurance without a car

By Erik Martin
If you're required to carry an SR-22 but don't own a car, you must buy non-owner SR-22 insurance. Learn more about non-owner SR-22 policies....
April 1, 2024

Average car insurance rates by age

By Laura Longero
Your insurance rates are based, in part, on how old you are. Find out why age is taken into account and at what ages you can expect to pay the most and least...
March 29, 2024

10 most important factors that affect car insurance rates

By Laura Longero
Your insurance company will use several rating factors that affect car insurance rates. Follow this guide to find out how you can get cheap car insurance. ...
February 8, 2024

Guide to the best cars for teens

By Erik Martin
Wondering which cars are best for teens? Here’s how much you’ll pay to insure popular vehicles for teens. ...

Make informed decisions with auto insurance calculators

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Rates by ZIP Code
Tailored rates for your location

Our innovative tool provides average car insurance rates specific to your ZIP code, age and coverage level. Compare car insurance rates from up to six major insurers for the same policy.

Impact of location on insurance rates

With our tool, you can find out how much rates vary by location. Rates by ZIP tool is particularly useful for those moving to a new area, considering a new insurance carrier, or simply exploring options to reduce their current insurance premiums.

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Rates for Teen Drivers
Teen driver insurance calculator

CarInsurance.com’s teens car insurance calculator takes the guesswork out of finding the best rates, ensuring your new driver hits the road with peace of mind.

Using it as easy as pie

Enter your teen’s age, gender, state of residence, and your marital status. That’s it—no more digging through endless quotes or deciphering confusing insurance jargon.

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FAQs: Auto insurance news, trends and insights

Our comprehensive coverage is designed to answer consumers’ most common insurance questions. See how technology, legislative changes and other developments are affecting the insurance industry.

  • What are the latest trends in car insurance?

    One notable trend is the increasing adoption of usage-based car insurance (UBI) policies. This approach utilizes telematics technology to monitor a driver’s behavior and vehicle usage, enabling insurance companies to offer personalized rates. Another emerging trend is the growing importance of electric vehicle (EV) insurance policies as the adoption of EVs rises globally. Insurers are adapting to cover electric vehicles’ unique risks and needs in AI and machine learning, such as battery replacement and specific damage risks.

  • How are technological advancements impacting car insurance?

    Technological advancements in AI and machine learning are revolutionizing the car insurance sector by enhancing risk assessment, fraud detection and customer service. AI algorithms can analyze vast amounts of data to accurately predict risk, enabling insurers to offer more competitive rates. Additionally, chatbots and virtual assistants are improving customer interaction and claim processing times, increasing overall satisfaction.

  • Which tools can help me find cheap car insurance?

    Get average rates for thousands of vehicles by make and model: Average Car Insurance Rates for Used Cars tool.

Still need help?

Laura Longero

Ask the Insurance Expert

Laura Longero

Executive Editor

Laura is an award-winning editor with experience in content and communications covering auto insurance and personal finance. She has written for several media outlets, including the USA Today Network. She most recently worked in the public sector for the Nevada Department of Transportation.

John McCormick

Ask the Insurance Expert

John McCormick

Editorial Director

John is the editorial director for CarInsurance.com, Insurance.com and Insure.com. Before joining QuinStreet, John was a deputy editor at The Wall Street Journal and had been an editor and reporter at a number of other media outlets where he covered insurance, personal finance, and technology.

Leslie Kasperowicz

Ask the Insurance Expert

Leslie Kasperowicz

Managing Editor

Leslie Kasperowicz is an insurance educator and content creation professional with nearly two decades of experience first directly in the insurance industry at Farmers Insurance and then as a writer, researcher, and educator for insurance shoppers writing for sites like ExpertInsuranceReviews.com and InsuranceHotline.com and managing content, now at CarInsurance.com.

Nupur Gambhir

Ask the Insurance Expert

Nupur Gambhir

Managing Editor

Nupur Gambhir is a content editor and licensed life, health, and disability insurance expert. She has extensive experience bringing brands to life and has built award-nominated campaigns for travel and tech. Her insurance expertise has been featured in Bloomberg News, Forbes Advisor, CNET, Fortune, Slate, Real Simple, Lifehacker, The Financial Gym, and the end-of-life planning service.

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