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Dive into our expert stories that simplify car insurance trends in this dynamic market.

Wider adoption of usage-based insurance technology could provide drivers and insurance companies with enormous benefits. However, many car owners are wary of installing hardware devices and downloading apps. Here's how we can alleviate consumers' concerns about onboard tech.
Car insurance consumers see double-digit increases in 43 states.
CarInsurance.com survey finds that more than half of U.S. drivers have no plans to buy an EV. Only a quarter of the respondents said they intend to buy a battery-powered vehicle.
Want to know how AI could affect your car insurance rates? In cars with connected devices, AI can create a profile of your driving habits, which an auto insurer can use to customize your policy.

Latest Articles

April 22, 2024

How to shop for car insurance for parents of teen drivers

By Katrina Raenell
Teen car insurance is pricey. On average, a full coverage policy costs $493 a month. Learn how to find the best coverage for your new driver. ...
April 22, 2024

Guide to rideshare car insurance policies

By Katrina Raenell
A comprehensive look at what rideshare insurance is, how much it costs and which companies offer it....
April 22, 2024

Car insurance for teen drivers: The best and cheapest way to insure teenage drivers

By Mark Vallet
Get expert tips on how to insure your teenage driver, buy sufficient coverage, and find the cheapest insurance....
April 22, 2024

Guide to food delivery driver insurance

By Geoff Williams
If you're a food delivery driver, it's important that you understand the coverage on your auto insurance policy. Know your options for delivery driver insurance...
April 22, 2024

Can you get car insurance with a learner’s permit?

By Chris Kissell
Some auto insurance companies will provide car insurance to a person with a learner's permit if you are getting your license within 30 or 45 days. Here’s a...
April 19, 2024

No-fault states: Which states have a no-fault system?

By Mark Vallet
Currently there are only 12 true no-fault states, most of which use a tort system. Here's what to know about no-fault insurance states. ...
March 20, 2024

How much does it cost to add a teenager to car insurance?

By Erik Martin
Car insurance for teens is pricey, but it’s cheaper to add a teen to your policy than for them to have their own policy. It costs $3,726 per year to add a...
April 1, 2024

How much car insurance do I need?

By Laura Longero
Not sure how much car insurance you need? Here’s how much auto insurance you should have to ensure you are financially protected....
April 19, 2024

How much is car insurance? See average car insurance costs

By Mark Vallet
The average cost of car insurance is $1,895 annually, or $158 per month, for a full coverage policy. See how much car insurance is in your area....
October 30, 2023

Car insurance shopping for a new car

By Erik Martin
Before you drive off the lot with a new vehicle, learn how to get insurance for a new car -- the insurance grace period to vehicle registration and more....
April 1, 2024

Gap insurance: What does it cover and is it worth it?

By Mark Vallet
If your car is totaled or stolen, gap insurance coverage will pay the difference between the actual cash value (ACV) of the vehicle and the current outstanding...
April 17, 2023

What is the difference between title and registration?

By Laura Longero
A title is a document that certifies the ownership of a vehicle. Whereas, registration is a formality to show that you are registered with the state and have...
April 1, 2024

Cheapest car insurance companies in 2024

By Laura Longero
Progressive and Geico were found to have the lowest auto insurance rates among the more than 30 auto insurance providers CarInsurance.com studied. However,...
April 1, 2024

How much is car insurance for a 16-year-old?

By Chris Kissell
The average car insurance rate for a 16-year-old is $7,625 a year for full coverage – $635 per month – but you can still find affordable rates by following...
April 1, 2024

Non-owner SR-22 insurance: What to do if you need SR-22 insurance without a car

By Erik Martin
If you're required to carry an SR-22 but don't own a car, you must buy non-owner SR-22 insurance. Learn more about non-owner SR-22 policies....
April 1, 2024

Average car insurance rates by age

By Laura Longero
Your insurance rates are based, in part, on how old you are. Find out why age is taken into account and at what ages you can expect to pay the most and least...
March 29, 2024

10 most important factors that affect car insurance rates

By Laura Longero
Your insurance company will use several rating factors that affect car insurance rates. Follow this guide to find out how you can get cheap car insurance. ...
February 8, 2024

Guide to the best cars for teens

By Erik Martin
Wondering which cars are best for teens? Here’s how much you’ll pay to insure popular vehicles for teens. ...

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FAQs: Auto insurance news, trends and insights

Our comprehensive coverage is designed to answer consumers’ most common insurance questions. See how technology, legislative changes and other developments are affecting the insurance industry.

  • What are the latest trends in car insurance?

    One notable trend is the increasing adoption of usage-based car insurance (UBI) policies. This approach utilizes telematics technology to monitor a driver’s behavior and vehicle usage, enabling insurance companies to offer personalized rates. Another emerging trend is the growing importance of electric vehicle (EV) insurance policies as the adoption of EVs rises globally. Insurers are adapting to cover electric vehicles’ unique risks and needs in AI and machine learning, such as battery replacement and specific damage risks.

  • How are technological advancements impacting car insurance?

    Technological advancements in AI and machine learning are revolutionizing the car insurance sector by enhancing risk assessment, fraud detection and customer service. AI algorithms can analyze vast amounts of data to accurately predict risk, enabling insurers to offer more competitive rates. Additionally, chatbots and virtual assistants are improving customer interaction and claim processing times, increasing overall satisfaction.

  • Which tools can help me find cheap car insurance?

    Get average rates for thousands of vehicles by make and model: Average Car Insurance Rates for Used Cars tool.

Still need help?

Laura Longero

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Laura Longero

Executive Editor

Laura is an award-winning editor with experience in content and communications covering auto insurance and personal finance. She has written for several media outlets, including the USA Today Network. She most recently worked in the public sector for the Nevada Department of Transportation.

John McCormick

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John McCormick

Editorial Director

John is the editorial director for CarInsurance.com, Insurance.com and Insure.com. Before joining QuinStreet, John was a deputy editor at The Wall Street Journal and had been an editor and reporter at a number of other media outlets where he covered insurance, personal finance, and technology.

Leslie Kasperowicz

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Leslie Kasperowicz

Managing Editor

Leslie Kasperowicz is an insurance educator and content creation professional with nearly two decades of experience first directly in the insurance industry at Farmers Insurance and then as a writer, researcher, and educator for insurance shoppers writing for sites like ExpertInsuranceReviews.com and InsuranceHotline.com and managing content, now at CarInsurance.com.

Nupur Gambhir

Ask the Insurance Expert

Nupur Gambhir

Managing Editor

Nupur Gambhir is a content editor and licensed life, health, and disability insurance expert. She has extensive experience bringing brands to life and has built award-nominated campaigns for travel and tech. Her insurance expertise has been featured in Bloomberg News, Forbes Advisor, CNET, Fortune, Slate, Real Simple, Lifehacker, The Financial Gym, and the end-of-life planning service.

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