Customers who switch save an average of $658/ year*

Find the Best Car Insurance Quotes

Enter a valid zip
Nearly 10 million competitive rates provided by companies like:

Get personalized car insurance quotes at CarInsurance.com

section icon
Get rate estimates
Our car insurance estimator provides customized rates based on your input, giving you an idea of what you can expect to pay and how much coverage you should buy.
section icon
Compare car insurance quotes
Regularly comparing car insurance quotes is the most effective way to get the best deal on your coverage. You can save money by seeing which carrier offers the cheapest rate for your particular circumstances.
section icon
Buy car insurance online
Get expert advice on how to buy car insurance online, which is the best option if you want to shop on your own schedule and save time and money. We’ll walk you through the steps to take and help you decide how much coverage you need.

Best Car Insurance Companies

We have the details on the best car insurance companies and how they rank for claims service, customer service, value and the best website/apps.
View All Top Companies

Expert recommendations and guides on auto insurance

June 22, 2022

How much is car insurance for a 16 year old?

By Chris Kissell

The average car insurance rate for a 16-year-old is $7,625 a year for full coverage – $635 per month – but you can still find affordable rates by...

June 22, 2022

How much is car insurance for a 19 year old?

By Chris Kissell

The average car insurance rate for a 19-year-old on their own policy is $4,132 a year for full coverage, but you can still find affordable rates for teens....

June 22, 2022

How much is car insurance for an 18 year old?

By Chris Kissell

The average car insurance rate for an 18-year-old is $5,565 a year for full coverage, but you can still find affordable rates by following the steps in our...

June 22, 2022

How much is car insurance for a 17 year old?

By Chris Kissell

The average car insurance rate for a 17-year-old is $6,272 a year for full coverage, but you can still find affordable rates by following the steps in our...

June 19, 2022

Buy car insurance online: Tips and steps for getting instant auto insurance

By Laura Longero

It's a good idea to buy auto insurance online. It saves time and can actually save you money in the long run, too. With these tips and steps for getting instant...

June 15, 2022

National gas prices are the highest ever. Here’s how to save at the pump

By Laura Longero

Gas prices continue to rise in 2022 with the national average reaching a new all-time high in June. There are ways you can save money at the pump, though....

March 14, 2022

How to insure a new car?

By Erik Martin

Car insurance on a new car depends on several factors, such as the model, age, mileage, value, safety features, and driving history. Before you drive away in...

February 20, 2022

What is gap insurance, what does it cover and is it worth it?

By Michelle Megna

If your car is totaled or stolen, gap insurance coverage will pay the difference between the actual cash value (ACV) of the vehicle and the current outstanding...

February 9, 2022

How Much Car Insurance Do I Need?

By Michelle Megna

Not sure how much car insurance you need? Get advice from our car insurance experts on how much coverage you should have to be sure you are financially...

December 23, 2021

How much does it cost to add a teenager to car insurance?

By Erik Martin

Adding a teen to your car insurance policy can cause your rates to double, but there are ways to lessen the rate hike. Here’s what you need to know...

December 20, 2021

How much is car insurance?

By Michelle Megna

The average cost of car insurance is $1,758 annually or $146 per month for a full coverage policy. It’s according to CarInsurance.com’s rate...

August 23, 2021

What is the difference between title and registration?

By Michelle Megna

A title is a document that certifies the ownership of a vehicle. Whereas, registration is a formality to show that you are registered with the state and have...

June 22, 2022

How much is car insurance for a 16 year old?

By Chris Kissell

The average car insurance rate for a 16-year-old is $7,625 a year for full coverage – $635 per month – but you can still find affordable rates by...

May 26, 2022

Average car insurance rates by age

By Laura Longero

Your insurance rates are based, in part, on how old you are. Find out why age is taken into account and at what ages you can expect to pay the most and least...

May 25, 2022

Non-owner SR-22 insurance: What to do if you need SR-22 but don't own a car

By Erik J Martin

SR-22 is the form you file to verify financial responsibility with your state’s DMV. If you have been convicted of a DUI, a state regulatory entity often...

May 18, 2022

Cheapest Car Insurance Companies for 2022

By Laura Longero

Our team of insurance experts carefully analyzed different driver profiles and coverage levels to help you find cheap car insurance for your unique situation....

August 1, 2021

What are the factors that affect car insurance rates

By Michelle Megna

Car insurance companies consider many factors when setting your car insurance rates, including age and gender. Find average car insurance rates for seven levels...

July 23, 2021

Best cars for teens: Guide to insure cheap cars for new drivers

By Mark Vallet

There are many options for the best cars for teenagers that will save them money on their insurance premiums and other costs. Here are expert's top used-car...

Car Insurance in USA - Rates by State

Where you live plays a major role in how much you pay for car insurance. That’s because your location is used as a springboard for calculating rates.

Most insurance companies consider the number and cost of accident claims in your area and set a base rate accordingly. Then, the rate is adjusted up or down depending on other factors, such as your age, driving record and the type of car you drive.

Overall, state laws differ in how much insurance you must buy to drive legally. In some states, you need more coverage than others to meet the minimum requirement mandated by state law.

... Read More
Compare rates & Save up to $658* per year on auto insurance
Show all states

A contract to protect you and your vehicle from unforeseen risks.

Car insurance is a contract between you and an insurance company that provides financial protection in case of an accident or if your car is damaged by other means, such as severe weather. The contract outlines how much the insurance company pays out for vehicle repairs and medical bills.

Learn more in detail about What is car insurance & How does it work

Here’s how auto insurance works.

State minimum liability car insurance requirements determine how much coverage to purchase in order to drive legally in each state. If you cause an accident, a claim is filed with your insurance company to help pay for property damage you caused or medical bills for the people you injured.

If you are hit, the other driver’s liability insurance would pay to fix the damage to your vehicle and for your medical expenses.

Collision coverage is optional and pays for damage to your car regardless of who is at fault.

Comprehensive coverage is also optional and covers damage to your vehicle from incidents other than collisions.

Different types of car insurance come into play to protect you.

Liability insurance is mandatory in most states and covers the cost of medical bills for people you injure and damage to others’ property up to the coverage limits on your policy. Liability insurance does not cover damage to your car.

Comprehensive coverage pays to repair damage from hail, flooding, fire, falling objects and animal collisions. Collision coverage pays up to the cash value of your car to repair your car regardless of who caused the accident.

Compare multiple auto insurance quotes to save money.

The price for an auto policy can differ by hundreds of dollars among insurance companies. That’s why comparing car insurance quotes from multiple companies is one of the most effective ways to save money.

If you don’t shop around, you won’t know what the cheapest price is for the coverage you need. You should compare car insurance quotes from at least three companies, and at least once a year, for the same amount of coverage to be sure you’re getting the most affordable rate for your driver profile.

Buying insurance safeguards you from financial ruin in case of an accident.

If you have a car accident and don’t have insurance, you will have to pay for all of the expenses out of pocket. Even minor accidents can cause thousands of dollars in damage. Major accidents with multiple injuries could bankrupt you without auto insurance coverage.

Most states require that drivers carry car insurance to drive legally. If you are cited for driving without insurance, you may face penalties such as fees, license and/or registration suspension or jail tim.

Buying car insurance gives you peace of mind. Liability car insurance pays for the damage you cause to other vehicles and for medical expenses of those you injure. And if you are hit, the other driver’s liability coverage would pay to fix your car.

Collision coverage pays to repair your car regardless of fault and comprehensive coverage pays to replace your car if it’s stolen or to repair damage from hail, fire, flooding, vandalism, animal strikes and falling objects.

car

Get Free Car Insurance Quotes Near You

Please enter valid Zip
From the experts who also bring you
Our Experts