Can I get insurance if my license is suspended? Can someone else insure my car if I can't?
You might be able get insurance, depending upon the length of your suspension and the insurance company’s guidelines.
Some car insurance companies allow you to start a policy with a suspended license, but require that you are able to obtain a valid license within a short period of time – typically in 30 to 45 days after the inception of the policy.
If you have a long driver’s license suspension to wait out and thus are unable to get a valid license in required time, it will likely be difficult to obtain or keep insurance.
To have someone else drive your vehicle during the suspension, there are a couple of options. One is for you to insure the vehicle, list another driver as the primary driver, and exclude yourself from the policy (meaning you cannot drive the car).
The other option is find an insurer that will allow a driver who doesn’t own your car (doesn’t have insurable interest in it) to put insurance on it. With this policy, you will need to be listed as the owner who gives the person permission to insure your car.
Read more: Can I get insurance with a suspended license?