Massachusetts Car Insurance - Auto Insurance Quote in MA
Massachusetts's State motto: "Ense petit placidam sub libertate quietem ("By the sword she seeks peace under liberty")"
There are many ways to save money in Massachusetts, but there is only one way to save money on your car insurance. CarInsurance.com offers the leading Online Insurance Marketplace™ where you can compare great rates and get the most affordable local car insurance available in Massachusetts. By comparing rates from over a dozen insurance companies, you not only get the lowest rates, you also get a policy that fit your needs and protects you. We offer a convenient way to purchase your car insurance online after comparing rates, saving you time and money.
Massachusetts Car Insurance Requirements
Massachusetts state law requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $5,000. This basic coverage is often referred to as 20/40/5 coverage with 20/40 UM limits.
Massachusetts Insurance Coverage:
Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $5,000 Limit
Uninsured Motorist Bodily Injury: $20,000/$40,000 Limit
Personal Injury Protection: $8,000 Limit
The state of Massachusetts follows a No-Fault system meaning your insurance company will make payments for your injury claims regardless of fault, up to a specified limit. Typically, you lose some of your rights to sue under a No-Fault system. Details of a no-fault system vary from state to state.
Personal Injury Protection (PIP) helps pay for "reasonable and necessary" medical expenses for you and your passengers. Massachusetts state law requires a minimum Personal Injury Protection coverage of $8,000.
To help protect against damages caused to you and your passengers by an uninsured driver, Massachusetts state law requires a minimum Uninsured/Underinsured Motorist coverage of $20,000 per person up to a total of $40,000 per accident for any bodily injury caused by the uninsured and/or underinsured driver.
When you get a quote at CarInsurance.com, our coverage page will give you the option of choosing the Minimum State Required package, more wide-ranging coverage packages, or you can customize every limit and deductible to fit your needs. If that is too complicated, CarInsurance.com's insurance agents are licensed in Massachusetts and available to help you all the way through the quote and purchase process.
Get local car insurance in all of Massachusetts. Enter your zip code in the quote boxes on this page or follow this link to get an auto insurance quote now.
Local car insurance is available in all of Massachusetts!
Some people think the state and insurance companies fix the rates, so they never shop
around for better rates. Insurance companies segment their rates differently so everyone's
rate will be different with each company. You have to shop around to see if you are saving
money. CarInsurance.com helps you find the competitive rates and discounted prices available
in Massachusetts, so average Bay Staters can get a better-than-average rate
on their auto insurance.
2010 has had an overall increase in auto insurance rates.
It is important to shop for car insurance so you get the best available rate!
CarInsurance.com brings competition directly to the consumer and we work to lower your
costs through technology.
Visit the CarInsurance.com Premium Index Tools
to learn more about car insurance trends and average car insurance premiums in Massachusetts.
Get a quote by entering your zip code and comparing rates in Massachusetts.
It doesn't matter if you have a perfect driving record or if you are a high-risk driver, we work hard to find you the best rates available in Massachusetts. With all the statistics on auto theft and car crashes, it is important to protect yourself and your property. We are constantly adding new carriers to our site so you can compare the rates of many carriers and you can purchase in one spot. We offer a site where you can compare the rates of multiple, reliable companies and purchase immediately online, or over the phone. Enter your zip code above to see how much you can save in the Bay State!
Looking for auto insurance for a different state? CarInsurance.com can give you quotes and rates for all 50 states and the District of Columbia. To find low cost car insurance rates in your state, enter the zip code above. For information on a different state, click on the state’s link below and get the information you need.