Massachusetts Car Insurance - Auto Insurance Quote in MA
Massachusetts's State motto: "Ense petit placidam sub libertate quietem ("By the sword she seeks peace under liberty")"
Finding low cost auto insurance rates in Massachusetts has never been easier. CarInsurance.com offers the best Online Insurance Marketplace™ to help you comparison shop for the lowest local car insurance rates available. We offer one convenient place to get a quote and buy a policy in 20 minutes or less. In addition, we have all the resources you need to make informed decisions about your car insurance. You get great service from over a dozen of the most reliable and affordable insurance companies in Massachusetts, so the only thing you do is shop to save money. The best rate in Massachusetts last year, is not the best rate in Massachusetts this year!
Massachusetts Car Insurance Requirements
Massachusetts state law requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $5,000. This basic coverage is often referred to as 20/40/5 coverage with 20/40 UM limits.
Massachusetts Insurance Coverage:
Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $5,000 Limit
Uninsured Motorist Bodily Injury: $20,000/$40,000 Limit
Personal Injury Protection: $8,000 Limit
The state of Massachusetts follows a No-Fault system meaning your insurance company will make payments for your injury claims regardless of fault, up to a specified limit. Typically, you lose some of your rights to sue under a No-Fault system. Details of a no-fault system vary from state to state.
Personal Injury Protection (PIP) helps pay for "reasonable and necessary" medical expenses for you and your passengers. Massachusetts state law requires a minimum Personal Injury Protection coverage of $8,000.
To help protect against damages caused to you and your passengers by an uninsured driver, Massachusetts state law requires a minimum Uninsured/Underinsured Motorist coverage of $20,000 per person up to a total of $40,000 per accident for any bodily injury caused by the uninsured and/or underinsured driver.
When you get a quote at CarInsurance.com, our coverage page will give you the option of choosing the Minimum State Required package, more wide-ranging coverage packages, or you can customize every limit and deductible to fit your needs. If that is too complicated, CarInsurance.com's insurance agents are licensed in Massachusetts and available to help you all the way through the quote and purchase process.
Get local car insurance in all of Massachusetts. Enter your zip code in the quote boxes on this page or follow this link to get an auto insurance quote now.
Local car insurance is available in all of Massachusetts!
Some people think the state and insurance companies fix the rates, so they never shop
around for better rates. Insurance companies segment their rates differently so everyone's
rate will be different with each company. You have to shop around to see if you are saving
money. CarInsurance.com helps you find the competitive rates and discounted prices available
in Massachusetts, so average Bay Staters can get a better-than-average rate
on their auto insurance.
2009 has had an overall increase in auto insurance rates.
It is important to shop for car insurance so you get the best available rate!
CarInsurance.com brings competition directly to the consumer and we work to lower your
costs through technology.
Visit the CarInsurance.com Premium Index Tools
to learn more about car insurance trends and average car insurance premiums in Massachusetts.
Get a quote by entering your zip code and comparing rates in Massachusetts.
If you call the Bay State your home, you need to get your insurance from CarInsurance.com. We offer great rates and great service, it is so fast in some states you can get a quote and even buy your policy in 20 minutes online or over the phone. All you need to do is enter your zip code to get started, in a matter of minutes you will be looking at the most affordable rates available in Massachusetts.
If you need information for other states besides Massachusetts, select a state from the links below. CarInsurance.com offers the same low rates in all 50 states and the District of Columbia, so you always get the lowest rates for your state. Request a quote by entering your zip code above, and find out how much you can save. Choose a different state below to get more information.