New Hampshire Car Insurance - Auto Insurance Quote in NH
CarInsurance.com is the only place you need for auto insurance in New Hampshire, one of the 13 original colonies. New Hampshire bears the distinction of being the first colony to formally separate from England, about six months before the full signing of the Declaration of Independence.
| Current average car insurance premium in New Hampshire | $1,792.95 |
| Current average car insurance premium U.S. | $1,602.16 |
| Manchester | $1,461.02 |
| Nashua | $1,297.30 |
| Check out our car insurance rates in more New Hampshire cities | |
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If you'd like the figures on how New Hampshire's car insurance quotes are trending, just turn to CarInsurance.com's Average Premium Trend Tool. This feature provides details on average insurance rates during the past few months. Typically, New Hampshire motorists pay among the lowest rates anywhere in the U.S.
With more than a dozen of the highest rated insurance carriers at the ready, you can take care of all your policy needs at CarInsurance.com. We provide several features to help you through the buying process, including showing what New Hampshire requires motorists to have in the way of protection and what other drivers in the state pay for their policies.
New Hampshire has a financial responsibility law that requires all motorists to have insurance or to have enough money to pay for damages to others that may be caused by a motor vehicle. Most drivers in New Hampshire decide to satisfy the requirements of the New Hampshire Financial Responsibility Law by buying auto insurance. It is advised that you get at least the minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, in addition to Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.
Minimum Required Insurance Coverage in New Hampshire*
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit
Medical Payments: $1,000 Limit
*New Hampshire does not have compulsory auto insurance liability laws, but you must be financially responsible for your actions.
The state of New Hampshire follows a Tort system meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). New Hampshire does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
The Minimum State Required package is the first option at CarInsurance.com. But you can also customize coverage to fit your personal protection profile. Prefer talking to an agent? Several, all licensed in New Hampshire, are standing by.
When you buy auto insurance through CarInsurance.com, be sure to consider what discounts are available at the various companies. You can probably qualify for one if you haven't had a moving violation or an accident for a few years. And you can usually get a discount if you insure more than one car. There are others, and CarInsurance.com will aid you in finding them.
If thieves in your corner of New Hampshire like the car you own, you can expect to pay higher insurance rates. Here’s what New Hampshire car thieves are driving:
