Connecticut Car Insurance - Auto Insurance Quote in CT
With 5,544 square miles, Connecticut is one of the smaller states in the country, ranking 48th in size. But it's also one of the most beautiful and historic. Let CarInsurance.com be your guide in securing auto insurance coverage as you enjoy Connecticut's many scenic drives.
| Current average car insurance premium in Connecticut | $2,125.10 |
| Current average car insurance premium U.S. | $1,602.16 |
| Bridgeport | $2,348.06 |
| New Haven | $2,236.60 |
| Check out our car insurance rates in more Connecticut cities | |
[Let CarInsurance.com help you find affordable auto insurance now.]
CarInsurance.com's Average Premium Trend Tool shows how Connecticut’s average car insurance premium changes during the past few months. Hold your mouse over the points to see Connecticut's annual average premium. The arrow shows the monthly trend and the graph shows the change in Connecticut's average car insurance rates.
First step toward saving money: Check out the carriers (there are more than a dozen) at the site that can give quotes on car insurance coverage designed for you. CarInsurance.com's tools let you customize your insurance needs based on what you can pay. The process is easy and quick. To get started, we tell you what the minimum legal requirements are for policies and what Connecticut motorists pay for protection.
Connecticut state law requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 20/40/10 coverage with 20/40 UM limits.
Minimum Required Insurance Coverage in Connecticut:
Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $10,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $20,000/$40,000 Limit
The state of Connecticut follows a Tort system, meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
To help protect against damages caused to you and your passengers by an uninsured driver, Connecticut state law requires a minimum Uninsured/Underinsured Motorist coverage of $20,000 per person up to a total of $40,000 per accident for any bodily injury caused by the uninsured and/or underinsured driver.
There are options at CarInsurance.com. You can go with the Minimum State Required package, which will ensure that your insurance meets Connecticut's driving laws. But you can also opt for more comprehensive packages, customized to address your individual situation and needs. If you'd rather talk to a person, CarInsurance.com's agents, all licensed in Connecticut, are on-hand to help you through the steps.
Insurance rates aren’t guesswork. Every insurer decides how much risk to take and how much to charge for it. What are those risk factors? Your credit, your address, how much you drive, how many violations and accidents you’ve got, your vehicle, your coverage limits and the fellow drivers on your policy. If you’ve got life changes coming up – new drivers, fewer drivers, different cars, a new house or job – there is no better time to fiddle with your policy, or to begin flirting with new insurers.
Certainly you can save money by choosing a car that isn’t bait for thieves. Here are Connecticut crooks’ favorites:
