CarInsurance.com Insights
- CarInsurance.com’s data study found that Amica and Progressive offer the cheapest car insurance rates in Bridgeport at annual costs of $1,180 and $1,521, respectively, for state minimum coverage.
- You can save an average of $6,633 per year on a full coverage policy in Bridgeport by comparing price quotes from different carriers.
- Drivers with a speeding ticket on their records can find the cheapest rates with GEICO at an average annual cost of $2,510 for full coverage.
- Kemper is one of the most affordable insurers for drivers with a DUI, with average annual premiums of $3,800 for full coverage.
Based on a detailed data analysis, GEICO, Kemper, and Nationwide are the insurers that offer cheap full coverage car insurance rates for drivers in Bridgeport, Connecticut.
Car insurance in Bridgeport for an adult with a clean driving record and good insurance score costs $1,522 a year for a state minimum policy and $3,947 for a full coverage policy.
Insurance companies consider drivers as individuals, factoring in their age, driving history, the make and model of their car and other factors.
Where you live is also a significant factor. Car insurance rates can vary significantly from city to city and even from one ZIP code to another. More traffic typically translates to more accidents and claims, so insurers look at neighborhoods and consider population density, road conditions, weather and other factors to calculate premiums.
That’s why our experts have created this comprehensive guide to help you make smart decisions about car insurance. It also lists the cheapest car insurance carriers and rates in Bridgeport.
Who offers the cheapest car insurance rates in Bridgeport, Connecticut?
Amica offers the cheapest state minimum car insurance in Bridgeport, with an average annual cost of $1,180 or $98 per month. For full coverage, GEICO provides the most affordable rates, averaging $184 per year for 100/300/100 limits and $500 collision and comprehensive deductibles.
See the companies below that offer affordable car insurance to drivers in Bridgeport.
| Insurance company | Annual premium |
|---|---|
| GEICO | $2,208 |
| Kemper | $2,356 |
| Nationwide | $3,469 |
| Progressive | $3,970 |
| Allstate | $4,292 |
| Amica | $4,820 |
| State Farm | $4,822 |
| Farmers | $5,107 |
| The Hanover | $8,841 |
| USAA | $2,034 |
Average car insurance rates in Bridgeport
According to our rate analysis, the average cost of car insurance for state minimum coverage in Bridgeport is $1,522. For liability-only coverage with limits of 50/100/50, you would pay -$1 more a month or -$14 more a year.
You can get full coverage (100/300/100) by paying $202 more a month or an additional $2,425 a year. However, a full coverage policy is worth the extra cost because it provides added protection for your vehicle and against potential liability claims.
| Coverage type | Annual premium |
|---|---|
| State minimum | $1,522 |
| Liability only (50/100/50) | $1,508 |
| Full coverage (100/300/100, $500 ded.) | $3,947 |
| Full Coverage – 100/300/100 BI/PD – 250 Comp/Coll | $4,398 |
| Full Coverage – 100/300/100 BI/PD – 1000 Comp/Coll | $3,572 |
| Non-owners | $1,353 |
Cheapest rates for drivers in Bridgeport, Connecticut, by age
Age plays a significant role in determining car insurance rates in Bridgeport. It’s one of the key factors that insurers consider when setting premiums.
Teens (ages 16 to 19) are more likely to be involved in accidents due to their lack of experience behind the wheel. According to the Centers for Disease Control and Prevention (CDC), teen drivers are more likely to be involved in fatal crashes compared to adults. The greater the risk of an accident, the higher the car insurance rates.
According to the Insurance Information Institute (Triple-I), drivers in their 40s, 50s and 60s generally pay lower car insurance premiums than teen drivers because they have significantly more driving experience.
| Age group | Insurance company | Annual premium |
|---|---|---|
| Teens (16-19) | GEICO | $9,052 |
| Young adults (20-24) | GEICO | $4,063 |
| Adults (25-60) | GEICO | $2,156 |
| Seniors (65-75) | Kemper | $2,522 |
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Cheapest car insurance rates for Bridgeport drivers after a speeding ticket
Our data shows that GEICO has the most affordable car insurance rates for drivers in Bridgeport after a speeding ticket, with an average annual cost of $2,510 or $209 monthly. Kemper and Progressive also offer affordable premiums to drivers with speeding tickets on their records.
Below is a list of car insurance companies that offer affordable rates for Bridgeport drivers with speeding tickets.
| Insurance company | Rate before ticket | Rate with speeding ticket | Rate increase (%) |
|---|---|---|---|
| GEICO | $2,208 | $2,510 | 14% |
| Kemper | $2,356 | $3,741 | 59% |
| Progressive | $3,970 | $5,002 | 26% |
| State Farm | $4,822 | $5,173 | 7% |
| Farmers | $5,107 | $6,864 | 34% |
| Nationwide | $3,469 | $7,433 | 114% |
| Amica | $4,820 | $8,306 | 72% |
| The Hanover | $8,841 | $11,168 | 26% |
| USAA | $2,034 | $2,342 | 15% |
Cheap car insurance for drivers with a DUI in Bridgeport
If you’re a driver with a DUI in Bridgeport, finding affordable car insurance can be challenging. However, Kemper, Progressive and State Farm offer cheap car insurance rates for drivers in Bridgeport after a DUI conviction.
The table below lists affordable car insurance companies in Bridgeport that offer coverage to individuals with a DUI.
| Insurance company | Rate before DUI | Rate with DUI | Rate increase (%) |
|---|---|---|---|
| Kemper | $2,356 | $3,800 | 61% |
| Progressive | $3,970 | $4,606 | 16% |
| State Farm | $4,822 | $5,173 | 7% |
| Allstate | $4,292 | $6,107 | 42% |
| GEICO | $2,208 | $7,417 | 236% |
| Nationwide | $3,469 | $7,433 | 114% |
| Farmers | $5,107 | $12,761 | 150% |
| Amica | $4,820 | $18,548 | 285% |
| The Hanover | $8,841 | $48,616 | 450% |
| USAA | $2,034 | $4,120 | 103% |
Affordable car insurers for Bridgeport drivers after an at-fault accident
Dealing with an at-fault accident on your record in Bridgeport can be stressful, especially when it impacts your car insurance rates. However, you can find affordable premiums by shopping around. In Bridgeport, GEICO offers the cheapest premiums for drivers with an at-fault accident.
The table below will help you find affordable car insurance rates in Bridgeport if you have an at-fault accident on your record.
| Insurance company | Rate before at-fault accident | Rate with at-fault accident | Rate increase (%) |
|---|---|---|---|
| GEICO | $2,208 | $3,108 | 41% |
| Kemper | $2,356 | $4,009 | 70% |
| State Farm | $4,822 | $5,173 | 7% |
| Nationwide | $3,469 | $5,912 | 70% |
| Progressive | $3,970 | $6,290 | 58% |
| Amica | $4,820 | $6,926 | 44% |
| Allstate | $4,292 | $7,617 | 77% |
| Farmers | $5,107 | $11,612 | 127% |
| The Hanover | $8,841 | $13,872 | 57% |
| USAA | $2,034 | $3,029 | 49% |
How you can save on your car insurance policy
You can save an average of $6,633 annually or $553 monthly on a full coverage policy in Bridgeport, Connecticut, by comparing car insurance quotes, according to CarInsurance.com’s rate analysis. While savings will depend on your location, age and driving record, this shows a significant benefit to shopping for your policy.
Final thoughts: Car insurance cost in Bridgeport, Connecticut
Shopping for a new auto insurance policy when your current one is up for renewal is the best way to secure the most affordable coverage in Bridgeport, Connecticut. Maximize your savings by taking advantage of discounts, driving a vehicle with adequate safety features and keeping a clean driving record.
Resources and methodology
Sources
- Centers for Disease Control and Prevention. ‘Teen drivers.’ Accessed March 2026.
- Insurance Information Institute. ‘Senior driving safety and insurance tips.’ Accessed March 2026.
Methodology
CarInsurance.com commissioned Quadrant Information Services to get car insurance rates. The rates are based on the sample profiles of 40-year-old male and female drivers carrying full coverage policies with limits of 100/300/100 and $500 collision and comprehensive deductibles. Read the detailed methodology for more information.
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