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Popular Questions
May 4, 2026
Is it fraud to keep insurance claim money and not use it to repair a car?
It is not fraud if you own the car and the insurer gives the insurance claim check to you instead of giving it to the repair shop. The money is all yours, you...April 26, 2026
If your financed car is totaled and insurance falls short, can the lender come after your new car?
When a financed car is totaled, and the insurance payout doesn't cover what you still owe, the remaining balance doesn't disappear. Depending on your state's...April 20, 2026
How to switch car insurance to another state: Step by step
When you move to a new state, you should update your policy to meet new minimum coverage requirements within 30 to 90 days. Get in touch with your current...April 20, 2026
Does being married lower your car insurance rates?
Yes, in most cases, being married lowers your car insurance rates. On average, a married couple can save 9% on car insurance premiums, according to...April 20, 2026
Is full coverage really worth it on an 18-year-old car?
Full coverage on an 18-year-old car is typically not worth it if your vehicle's actual cash value, the current market value of your car accounting for...April 20, 2026
How can I identify the insurance company for a vehicle using its VIN?
You cannot directly find a car's active insurance company using only a Vehicle Identification Number (VIN), a unique 17-character code that identifies your car,...May 4, 2026
Is it fraud to keep insurance claim money and not use it to repair a car?
It is not fraud if you own the car and the insurer gives the insurance claim check to you instead of giving it to the repair shop. The money is all yours, you...April 20, 2026
Car insurance for non-U.S. citizens and foreigners in the United States
If you are a foreigner who wants to buy car insurance in the United States, here’s a guide to your options -- and how to get the best deal...January 2, 2026
Do you need insurance to get temporary license paper tags?
In most states, you need active auto insurance before you can legally get paper tags. Temporary tags allow you to drive a newly purchased vehicle, but they...August 29, 2025
Can I add my children to my policy if they don’t live with me?
If your child doesn't live with you, she needs to have her own car insurance policy -- even if she's a co-owner of your vehicle...August 28, 2025
Does everyone in a household need to be listed on car insurance policy?
Yes, everyone in your household should be listed on your car insurance policy other than unlicensed children. You need to disclose all household members when...December 3, 2024
Can unmarried people be on the same insurance policy?
You do not have to be married to be on the same car insurance policy if you live together and share a vehicle. Read the article to learn more details...Insurance Calculators
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