Kansas Car Insurance - Auto Insurance Quote in KS
CarInsurance.com is a great way to find coverage in Kansas, a state known for its colorful "Wild West" history. Wyatt Earp, James Butler "Wild Bill" Hickok and William B. "Bat" Masterson were just three of the legendary lawmen keeping the peace in Abilene, Dodge City, Wichita and other frontier towns.
| Current average car insurance premium in Kansas | $1,335.25 |
| Current average car insurance premium U.S. | $1,602.16 |
| Wichita | $1,714.36 |
| Overland Park | $1,587.58 |
| Check out our car insurance rates in more Kansas cities | |
[Let CarInsurance.com help you find affordable auto insurance now.]
Interested in how Kansas' insurance quotes have been trending? Then use CarInsurance.com's Average Premium Trend Tool. It follows rates on a monthly basis; just use your mouse to track the state's average annual premium. The arrow indicates the monthly trend, while the graph shows how Kansas' average car insurance rates have changed over the past few months.
Look no further than the many insurance carriers available at CarInsurance.com. They'll provide you with the quotes necessary to get started. There are also tools on this site that let you customize coverage to fit your specific situation. We'll also show you what the minimum requirements are for Kansas and provide information regarding what other residents are paying.
Kansas state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25/50/10 coverage with 25/50 UM limits.
Minimum Required Insurance Coverage in Kansas
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $10,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000
Personal Injury Protection: $4,500 Medical/$900 Work Loss
The state of Kansas follows a No-Fault system, meaning your insurance company will make payments for your injury claims regardless of fault, up to a specified limit. Typically, you lose some of your rights to sue under a No-Fault system. Details of a no-fault system vary from state to state.
Personal Injury Protection (PIP) helps pay for "reasonable and necessary" medical expenses for you and your passengers. Kansas state law requires a minimum Personal Injury Protection coverage of $4,500.
To help protect against damages caused to you and your passengers by an uninsured driver, Kansas state law requires a minimum Uninsured/Underinsured Motorist coverage of $25,000 per person up to a total of $50,000 per accident for any bodily injury caused by the uninsured and/or underinsured driver.
You can begin the quote process with the Minimum State Required package. That's just the first option: you can also customize a package to meet your needs by putting in personalized limits on deductibles and liability. There are also Kansas-licensed CarInsurance.com agents happy to help.
Keep in mind that the numbers you see quoted above are just averages; the best way to get the best rate is to shop around. CarInsurance.com is ready to help. Begin by typing your Kansas ZIP code in the quote box at the top of this page or by visiting this page.
Here are the vehicles Kansas car thieves’ like best. If you own one, expect to pay higher car insurance rates.
