Wisconsin Car Insurance Rates - Auto Insurance Quotes in WI
Wisconsin's State motto: "Forward"There are many ways to save money in Wisconsin, but there is only one way to save money on your car insurance. CarInsurance.com offers the leading Online Insurance Marketplace™ where you can compare great rates and get the most affordable insurance available in Wisconsin. By comparing rates from multiple companies, you not only get the lowest rates, you also get a policy that fit your needs. We offer a convenient way to purchase your car insurance online after comparing rates, saving you time and money.
Wisconsin has a financial responsibility law that requires all motorists to have insurance or to have enough money to pay for damages to others that may be caused by a motor vehicle. Most drivers in Wisconsin decide to satisfy the requirements of the Wisconsin Financial Responsibility Law by buying auto insurance. It is advised that you get at least the minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, in addition to Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25/50/10 coverage with 25/50 UM limits.
Wisconsin Coverage:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $10,000 Limit
Uninsured Motorist Bodily Injury: $25,000/$50,000 Limit
*Wisconsin does not have compulsory auto insurance liability laws, but you must be financially responsible for your actions.
The state of Wisconsin follows a Tort system meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
To help protect against damages caused to you and your passengers by an uninsured driver, Wisconsin state law requires a minimum Uninsured/Underinsured Motorist coverage of $25,000 per person up to a total of $50,000 per accident for any bodily injury caused by the uninsured and/or underinsured driver (depending on the state).
Offering auto insurance for Wisconsin residents in these cities and all of Wisconsin... Get competitive car insurance rates for your city.
Quotes available in all of Wisconsin, including:
Wisconsinites on average paid about $693 in insurance premiums in 2003, compared to the national average of about $914. Most people believe all these rates are fixed by insurance companies and state regulatory agencies, but in reality discounted and competitive rates are available in Wisconsin, and CarInsurance.com is the best place to find them.
2007 had the first decrease in rates since 1999. 2007 had a .5% to 1% decrease in car insurance rate from 2006. In 2008 insurance companies are starting to raise rates. This is a typical cycle of rate fluctuations. CarInsurance.com has facilitated the rate fluctuations by bringing competition directly to the consumer and by lowering your costs through technology!
Visit the
U.S. Car Insurance Requirements page to see how Wisconsin state laws compare to other states.
Even within the state of Wisconsin, rates have changed over the past few years. Comparing the current rate to the numbers from a few years back, the average auto insurance premium in 1999 was about $605, it increased 14.55% in 4 years! Don't waste your money paying high insurance premiums, start saving now by requesting an online quote from CarInsurance.com now.
It doesn't matter if you have a perfect driving record or if you are a high-risk driver, we work hard to find you the best rates available in Wisconsin. With all the statistics on auto theft and car crashes, it is important to protect yourself and your property. We are constantly adding new carriers to our site so you can compare the rates of many carriers and you can purchase in one spot. We offer a site where you can compare the rates of multiple, reliable companies and purchase immediately online, or over the phone. Enter your zip code above to see how much you can save in the Badger State!
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