Wisconsin Car Insurance - Auto Insurance Quote in WI
If you're searching for auto insurance in Wisconsin -- a state famous for the quality of its dairy products, its shoreline and its getaway, the Dells -- look no further than CarInsurance.com.
| Current average car insurance premium in Wisconsin | $1,195.84 |
| Current average car insurance premium U.S. | $1,602.16 |
| Milwaukee | $1,356.51 |
| Madison | $1,009.21 |
| Check out our car insurance rates in more Wisconsin cities | |
[Let CarInsurance.com help you find affordable auto insurance now.]
An interesting feature of this site is CarInsurance.com's Average Premium Trend Tool. The tool reveals just how Wisconsin premiums are shifting month to month. Wisconsin drivers usually pay less than the national average in car insurance rates, though they are somewhat higher in Milwaukee, the largest city in Wisconsin.
This site features many reliable insurance carriers, all with a wealth of information and choices for anyone needing coverage. CarInsurance.com and its affiliate companies let you navigate an easy quote process as you decide on a policy that fits perfectly.
Wisconsin has a financial responsibility law that requires all motorists to have insurance or to have enough money to pay for damages to others that may be caused by a motor vehicle. Most drivers in Wisconsin decide to satisfy the requirements of the Wisconsin Financial Responsibility Law by buying auto insurance. It is advised that you get at least the minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, in addition to Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25/50/10 coverage with 25/50 UM limits.
Minimum Required Insurance Coverage in Wisconsin*
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $10,000 Limit
Uninsured Motorist Bodily Injury: $25,000/$50,000 Limit
Underinsured Motorist Bodily Injury: Optional as of Nov. 1, 2011
*As of Nov. 1, 2011, minimum bodily injury liability requirements were reduced from $100,000/$300,000, and property damage minimum liability from $15,000. Uninsured Motorist limits were reduced from $100,000/$300,000 and mandatory underinsured motorist coverage was made optional.
Liability insurance coverage became mandatory on June 1, 2010. Wisconsin had no compulsory insurance laws prior to November 2009.
The state of Wisconsin follows a Tort system, meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
To help protect against damages caused to you and your passengers by an uninsured driver, Wisconsin state law requires a minimum uninsured motorist bodily injury coverage of $25,000 per person up to a total of $50,000 per accident for any bodily injury caused by an uninsured driver.
CarInsurance.com's Minimum State Required package may be all you need. But if you want to go beyond the basics, then consider which liability limits and deductibles could be best for you. We can help - insurance agents, all licensed in Wisconsin, are on-hand to discuss the options.
Don't think you're unusual if you're not sure which insurance package fits your individual driving profile. It's smart to have questions. CarInsurance.com and its partner carriers will answer them as you tailor a perfect policy for your Wisconsin lifestyle.
Expect to pay more for your car insurance if Wisconsin thieves have targeted your car. Here are their current favorites:
