Alaska Car Insurance - Auto Insurance Quote in AK
Finding the right car insurance in Alaska is easy with CarInsurance.com, even in a state that’s twice the size of Texas. Only a fraction of Alaska is accessible by road, and most of that tracks through wilderness. A “highway” can be six lanes through Anchorage and a gravel path to Nome.
| Current average car insurance premium in Alaska | $0.00 |
| Current average car insurance premium U.S. | $1,602.16 |
| Anchorage | $2,094.56 |
| Juneau | $1,452.00 |
| Check out our car insurance rates in more Alaska cities | |
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It pays to keep up with Alaska’s insurance rates because, like most states, they can change month to month. To help you track rates, try CarInsurance.com's Average Premium Trend Tool. The arrow below shows the monthly average premium change in Alaska.
More than a dozen quality carriers can be found through CarInsurance.com. We want you to have a great experience shopping for auto insurance in this state known for its stark and beautiful vistas. Through the various tools on this site, you’ll be able to compare rates and coverage from various companies and take it from there. You can also see what the legal requirements are in Alaska and learn how much the average car insurance buyer is paying throughout the region.
Alaska state law requires minimum Bodily Injury Liability limits of $50,000 per injured person up to a total of $100,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 50/100/25 coverage.
Minimum Required Insurance Coverage in Alaska:
Bodily Injury Liability: $50,000/$100,000 Limit
Property Damage Liability: $25,000 Limit
The state of Alaska follows a Tort system, meaning someone must be found to be at fault for causing the accident, and that person and his insurance company are responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). Alaska does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
We will give you various options during the quote process at CarInsurance.com. You’ll be able to pick the Minimum State Required package or opt for wider-ranging coverage packages with customized limits and deductibles. Rather talk to someone knowledgeable? CarInsurance.com's insurance agents are licensed in Alaska and available to help you through the quote and purchase.
There are some consumers who assume that state regulators and insurers fix rates, so there’s no reason to shop for the best price. True, car insurance companies must offer the same coverage at the same price to those with the same risk profiles. But beyond that, insurers are free to price policies based on how much risk they are willing to assume.
They have flexibility, and so should you when it comes to buying. It’s clear that anyone needing car insurance should shop around to find the best deal, one that’s just right for them.
Car theft is a big problem, even in the remote Arctic. See which vehicles Alaska’s car thieves steal most:
