Washington Car Insurance - Auto Insurance Quote in WA
CarInsurance.com is where you should be if you want auto insurance in Washington, where a stunning coastline, lush forests, towering mountains, urban bustle and sweeping desert each pose unique challenges for drivers. We'll give you all the information necessary to acquire the most dependable coverage in Washington.
| Current average car insurance premium in Washington | $1,225.38 |
| Current average car insurance premium U.S. | $1,602.16 |
| Seattle | $1,607.66 |
| Spokane | $1,478.61 |
| Check out our car insurance rates in more Washington cities | |
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If you'd like to know how rates in the state are trending, be sure to check out CarInsurance.com's Average Premium Trend Tool. This feature shows shifts on a monthly basis. In general, Washington premiums are right around the national average.
CarInsurance.com has more than a dozen of the highest-rated, most responsible carriers available, all with the answers you'll need to get the best coverage. The perfect place to begin is by detailing the legal policy requirements for driving in Washington.
Washington state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25/50/10 coverage.
Minimum Required Insurance Coverage in Washington
Bodily Injury Liability: $25,000/$50,000 Limit
Bodily Injury Liability: $25,000/$50,000 Limit
The state of Washington follows a Tort system, meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). Washington does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
Washington motorists can meet all the requirements by buying the Minimum State Required package through our coverage page. Or you can design a more comprehensive package reflecting your individual needs. If you prefer, Washington-licensed agents will discuss the options with you.
How much protection do you need? What should the liability limits be? Should you have a low or high deductible? What about discounts? Let CarInsurance.com and its affiliate insurance carriers answer all your questions as you obtain quality coverage in the Evergreen State.
If thieves are stealing Civics, you’ll pay more to insure a Civic. It’s that simple. Here is a list of the cars Washington car thieves steal most: