Nevada Car Insurance - Auto Insurance Quote in NV
CarInsurance.com can assist you in finding top car insurance coverage in Nevada, a state with some charming highways, including the so-called "Loneliest Road in America" (Highway 50). Given that nickname because it has little traffic, Highway 50 stretches 380 scenic miles from Carson City to Great Basin National Park.
| Current average car insurance premium in Nevada | $1,492.51 |
| Current average car insurance premium U.S. | $1,602.16 |
| Las Vegas | $2,027.26 |
| Reno | $1,449.24 |
| Check out our car insurance rates in more Nevada cities | |
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Nevada drivers pay somewhat more for auto insurance, on average, than the rest of the country. Look to the CarInsurance.com's Average Premium Trend Tool for some relevant information. It indicates rate changes in car insurance in Nevada month to month. You can see the changes in average premiums by moving your mouse over the points on the diagram.
This site features several of the major insurance companies, all available to give you quotes and other information. CarInsurance.com begins by specifying the minimum coverage requirements for driving in Nevada. We'll also give you an idea of what other Nevada residents are paying for premiums.
Nevada state law requires minimum Bodily Injury Liability limits of $15,000 per injured person up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 15/30/10 coverage.
Minimum Required Insurance Coverage in Nevada
Bodily Injury Liability: $15,000/$30,000 Limit
Property Damage Liability: $10,000 Limit
The state of Nevada follows a Tort system, meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). Nevada does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
The Minimum State Required Package is an ideal starting point for Nevada motorists in need of auto coverage. It will ensure you are driving legally in the state, pure and simple. But CarInsurance.com lets you go further by altering liability limits and deductibles that match your protection needs. Nevada-licensed agents will help make the choices easy to understand.
Some Nevada residents may suppose that state regulators require insurance companies to set rates, so there's no need for consumers to comparison shop. But the reality is that the companies have a good amount of flexibility in what they charge. Knowing that, shopping around by using the tools at CarInsurance.com is more than smart.
Higher car insurance rates are a virtual certainty if your car is thief bait. Here are Nevada’s most-stolen rides:
