Ohio Car Insurance - Auto Insurance Quote in OH
Ohio motorists make the right choice by visiting CarInsurance.com, finding a great fit on coverage from shores of Lake Erie to the hilly playgrounds of the Hocking Hills to its largest city, Columbus, celebrated for its great football traditions. Anyone shout "Go Buckeyes!" today?
| Current average car insurance premium in Ohio | $996.26 |
| Current average car insurance premium U.S. | $1,602.16 |
| Columbus | $1,306.62 |
| Cleveland | $1,263.91 |
| Check out our car insurance rates in more Ohio cities | |
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CarInsurance.com's Average Premium Trend Tool is useful in providing background on the price of insurance in Ohio. It tells you how rates have been trending in recent months. Typically Ohio drivers pay among the lowest rates in the country.
Securing car insurance can be confusing, but CarInsurance.com spells out all the options for you, from what Ohio requires by law to what other drivers in the state pay for their policies. More than a dozen of top-notch insurance carriers are easily accessed from CarInsurance.com and can provide quick quotes.
Ohio state law requires minimum Bodily Injury Liability limits of $12,500 per injured person up to a total of $25,000 per accident, and Property Damage Liability coverage with a minimum limit of $7,500.
Minimum Required Insurance Coverage in Ohio
Bodily Injury Liability: $12,500/$25,000 Limit
Property Damage Liability: $7,500 Limit
The state of Ohio follows a Tort system, meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). Ohio does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
It's all up to you. The quote process at CarInsurance.com can begin with the Minimum State Required package; it's simple and will guarantee that you are driving legally. You can also modify any coverage elements, from deductibles to liability limits. Agents from the various companies can help.
CarInsurance.com meets all your insurance needs, whether you have a spotless driving record or accidents and moving violations. Spend a little time navigating the site and you'll see all that CarInsurance.com has to offer – including online quotes with no obligation.
The most stolen cars in Ohio are listed below. If you own one, expect to pay higher rates for your car insurance.
