South Carolina Car Insurance - Auto Insurance Quote in SC
If you want auto insurance in South Carolina, CarInsurance.com is the place to be. We'll help you acquire top-tier coverage in the state known for the Byway Cherokee Foothills Scenic Highway, a 120-mile road that begins in Cherokee County and takes motorists through Cowpens National Battlefield and over Lake Keowee.
| Current average car insurance premium in South Carolina | $1,417.68 |
| Current average car insurance premium U.S. | $1,602.16 |
| Columbia | $1,455.42 |
| Charleston | $1,425.84 |
| Check out our car insurance rates in more South Carolina cities | |
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While South Carolinians generally pay less than most people do for insurance, quotes are often changing. CarInsurance.com's Average Premium Trend Tool tracks changes in South Carolina in recent months. Use your mouse to see the shifts.
The largest city in South Carolina in Columbia; it's also the state capital. According to recent figures, there are 116,278 people living in Columbia, with 56,999 men and 59,279 women.
When considering what car insurance to buy, you may want to begin with policy amounts mandated by the state of South Carolina. There are more than a dozen of the most established insurance carriers at this site to provide quotes and details about what they offer.
South Carolina state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage with 25/50 UM limits.
Minimum Required Insurance Coverage in South Carolina
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
Uninsured Motorist Bodily Injury: $25,000/$50,000 Limit
Uninsured Motorist Property Damage: $25,000 Limit
The state of South Carolina follows a Tort system, meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
To help protect against damages caused to you and your passengers by an uninsured driver, South Carolina state law requires a minimum Uninsured/Underinsured Motorist coverage of $25,000 per person up to a total of $50,000 per accident for any bodily injury caused by the uninsured and/or underinsured driver.
CarInsurance.com's coverage page has a Minimum State Required package that satisfies South Carolina law. You can, of course, decide on more complete coverage by raising liability and other limits. Need to discuss options with someone? Insurance agents are on-hand to discuss options.
The next step in acquiring good coverage? Just explore CarInsurance.com to determine what the many carriers offer and at what price. You've arrived at the best site for all your auto insurance needs.
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