Kentucky Car Insurance Rates - Auto Insurance Quotes in KY
Kentucky's State motto: "United we stand, divided we fall"There are many ways to save money in Kentucky, but there is only one way to save money on your car insurance. CarInsurance.com offers the leading Online Insurance Marketplace™ where you can compare great rates and get the most affordable insurance available in Kentucky. By comparing rates from multiple companies, you not only get the lowest rates, you also get a policy that fit your needs. We offer a convenient way to purchase your car insurance online after comparing rates, saving you time and money.
Kentucky state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25/50/10 coverage.
Kentucky Coverage:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $10,000 Limit
*Personal Injury Protection: $10,000 Limit
*Choice to purchase based on the no-fault system or tort system
The state of Kentucky follows a Choice No-Fault system meaning drivers may reject the No-Fault system options and retain the right to sue (Tort system) for any auto-related injury.
You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). Kentucky does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
Offering auto insurance for Kentucky residents in these cities and all of Kentucky... Get competitive car insurance rates for your city.
Quotes available in all of Kentucky, including:
Kentuckians on average paid about $882 in insurance premiums in 2003, compared to the national average of about $914. Most people believe all these rates are fixed by insurance companies and state regulatory agencies, but in reality discounted and competitive rates are available in Kentucky, and CarInsurance.com is the best place to find them.
2007 had the first decrease in rates since 1999. 2007 had a .5% to 1% decrease in car insurance rate from 2006. In 2008 insurance companies are starting to raise rates. This is a typical cycle of rate fluctuations. CarInsurance.com has facilitated the rate fluctuations by bringing competition directly to the consumer and by lowering your costs through technology!
Visit the
U.S. Car Insurance Requirements page to see how Kentucky state laws compare to other states.
Even within the state of Kentucky, rates have changed over the past few years. Comparing the current rate to the numbers from a few years back, the average auto insurance premium in 1999 was about $731, it increased 20.66% in 4 years! Don't waste your money paying high insurance premiums, start saving now by requesting an online quote from CarInsurance.com now.
It doesn't matter if you have a perfect driving record or if you are a high-risk driver, we work hard to find you the best rates available in Kentucky. With all the statistics on auto theft and car crashes, it is important to protect yourself and your property. We are constantly adding new carriers to our site so you can compare the rates of many carriers and you can purchase in one spot. We offer a site where you can compare the rates of multiple, reliable companies and purchase immediately online, or over the phone. Enter your zip code above to see how much you can save in the Bluegrass State!
Looking for auto insurance for a different state? CarInsurance.com can give you quotes and rates for all the 50 States. To find low cost car insurance rates in your state, enter the zip code above. For information on a different state, click on the state’s link below and get the information you need.