Indiana Car Insurance - Auto Insurance Quote in IN
With the help of CarInsurance.com, Indiana motorists can get the best insurance possible in the state known around the country for its love of basketball traditions.
| Current average car insurance premium in Indiana | $1,067.13 |
| Current average car insurance premium U.S. | $1,602.16 |
| Indianapolis | $1,331.37 |
| Fort Wayne | $1,347.33 |
| Check out our car insurance rates in more Indiana cities | |
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One of our site's most popular features is the Average Premium Trend Tool. It shows the changes in Indiana auto insurance rates during the past few months. The arrow indicates the monthly trend, while the graph shows the average rates. To see Indiana's annual average premium, just hold your mouse over the various points.
If you’re a fan making the trek to Bloomington or South Bend, consider the auto insurance providers available through CarInsurance.com. Just navigate the site and see all that's offered as you make coverage decisions. There are many tools that can help in the process, and we'll begin by telling you what the minimum legal coverage, by state law, is in Indiana. We'll also show you what other Indiana drivers are paying for their policies.
Indiana state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25/50/10 coverage.
Minimum Required Insurance Coverage in Indiana:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $10,000 Limit
The state of Indiana follows a Tort system, meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). Indiana does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
The initial option you get at CarInsurance.com is the Minimum State Required package, which by law is necessary to drive in Indiana. But you can go further and customize coverage to meet your specific needs, whether it’s more liability protection or lower or higher deductibles. Agents, licensed in Indiana, are available if you want to discuss the options in purchasing a policy.
There are many options available, whether you have a spotless record or not. Use CarInsurance.com to find what's available to you -- and for the best price possible. Start by entering your Indiana ZIP code in the quote boxes on this page or follow this link to begin the auto insurance quote process.
What cars do Indiana car thieves steal most? It directly affects how much you pay in car insurance premiums.
