Colorado Car Insurance - Auto Insurance Quote in CO
CarInsurance.com is the right place to be when looking for auto insurance in Colorado, a state known as the birthplace of several notables including astronaut Scott Carpenter, boxer Jack Dempsey and actors Douglas Fairbanks and Tim Allen.
| Current average car insurance premium in Colorado | $1,084.82 |
| Current average car insurance premium U.S. | $1,602.16 |
| Denver | $1,439.25 |
| Colorado Springs | $1,438.03 |
| Check out our car insurance rates in more Colorado cities | |
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Curious about how Colorado’s insurance quotes have been trending? Then use CarInsurance.com's Average Premium Trend Tool. It follows rates on a monthly basis; just use your mouse to track Colorado's average annual premium.
We can help you by providing quotes from more than a dozen insurance companies offering the best protection in the country. The tools are easy to navigate and will let you comparison-shop for rates, deductibles and other car insurance coverage. CarInsurance.com also shows you the minimum legal requirements and what other Colorado motorists are paying from Denver to Fort Collins.
Colorado state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. This basic coverage is often referred to as 25/50/15 coverage.
Minimum Required Insurance Coverage in Colorado:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $15,000 Limit
The state of Colorado follows a Tort system, meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). Colorado does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
To start the quote coverage process, CarInsurance.com first gives the Minimum State Required package. Of course, you can customize a package to meet your needs by putting in limits on deductibles and other features. There are also CarInsurance.com agents available to help. All are friendly, and all are licensed in Colorado.
When obtaining quotes, be sure to keep in mind the insurance discounts available. Are you a safe driver? Will you insure more than one car? There are many that can adjust costs, and CarInsurance.com can help you with them.
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