Virginia Car Insurance - Auto Insurance Quote in VA
Virginia is celebrated for many things, including being the home of Jamestown, the first English settlement in America in 1607. Turn to CarInsurance.com to secure auto insurance in this state steeped in U.S. history.
| Current average car insurance premium in Virginia | $1,224.09 |
| Current average car insurance premium U.S. | $1,602.16 |
| Virginia Beach | $1,325.05 |
| Norfolk | $1,564.88 |
| Check out our car insurance rates in more Virginia cities | |
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While Virginians can expect to pay a bit less than drivers in most other states, its insurance rates shift on a monthly basis. Check out the shifts at CarInsurance.com's Average Premium Trend Tool. Move the mouse over the points to see the changes.
The capital of Virginia is Richmond, also one of its most populous cities.
There is much to consider when purchasing a policy, from how much liability protection you'll need to what deductible makes sense for you. CarInsurance.com and its more than a dozen affiliate carriers are here to help you make the right decisions.
Virginia state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $20,000. This basic coverage is often referred to as 25/50/20 coverage with 25/50 UM limits.
Minimum Required Insurance Coverage in Virginia
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $20,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit
Uninsured/Underinsured Motorist Property Damage: $20,000 Limit
The state of Virginia follows a Tort system, meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
To help protect against damages caused to you and your passengers by an uninsured driver, Virginia state law requires a minimum Uninsured/Underinsured Motorist coverage of $25,000 per person up to a total of $50,000 per accident for any bodily injury caused by the uninsured and/or underinsured driver.
You can opt for the Minimum State Required package or choose higher liability limits and other features better suited for you. The insurance agents from out affiliate carriers are available if you want to talk to someone along the way.
Your next move at CarInsurance.com is simple and straightforward: just type your ZIP code in the quote box (or visit auto insurance quote) to get all the pricing information that you'll want to make the smartest policy decisions in Virginia.
Expect to pay somewhat higher rates for your car insurance if you and Virginia’s car thieves share similar tastes in vehicles. Here are their current favorites:
