Vermont Car Insurance - Auto Insurance Quote in VT
CarInsurance.com can meet all your auto insurance requirements in Vermont, which is known for scenic Route 100, a highway that offers lovely mountain views as it winds through the state. Route 100 begins at the Canadian border and ends where Vermont touches Massachusetts.
| Current average car insurance premium in Vermont | $1,275.20 |
| Current average car insurance premium U.S. | $1,602.16 |
| Burlington | $1,057.97 |
| Rutland | $1,318.12 |
| Check out our car insurance rates in more Vermont cities | |
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Average annual rates do fluctuate from month to month in Vermont. See how they're doing through this feature: CarInsurance.com's Average Premium Trend Tool. Vermont rates are typically among the lowest in the nation.
The biggest city in Vermont is Burlington, with about 39,000 residents, according to the Census.
Please take a moment to navigate this site to see what the many insurance carriers have to offer. You may want to start by considering the legal requirements for all Vermont motorists.
Vermont state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25/50/10 coverage with 50/100 UM limits.
Minimum Required Insurance Coverage in Vermont
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $10,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $50,000/$100,000 Limit
Uninsured Motorist Property Damage: $10,000 Limit
The state of Vermont follows a Tort system, meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
To help protect against damages caused to you and your passengers by an uninsured driver, Vermont state law requires a minimum Uninsured/Underinsured Motorist coverage of $50,000 per person up to a total of $100,000 per accident for any bodily injury caused by the uninsured and/or underinsured driver.
What's next? You may want to study the Minimum State Required package that's offered through CarInsurance.com. But that may not give you all the protection you really need, depending on your financial situation and other variables. You can raise liability limits or change the policy anyway you'd like.
CarInsurance.com has long been the ideal site for Vermont residents looking to switch carriers or buy coverage for the first time. Type your ZIP code in the quote box to begin learning what's available.
A car that easily stolen for joyrides or for parts isn’t cheap to insure. See which rides Vermont car thieves like most:
