Georgia Car Insurance - Auto Insurance Quote in GA
Need car insurance in Georgia? CarInsurance.com is here to help motorists in the state that's home to U.S. Highway 27, which runs the entire length of Georgia and is known as Martha Berry Highway (named after the pioneer educator).
| Current average car insurance premium in Georgia | $1,568.28 |
| Current average car insurance premium U.S. | $1,602.16 |
| Atlanta | $1,460.79 |
| Augusta | $1,413.02 |
| Check out our car insurance rates in more Georgia cities | |
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Before you begin your search for the best possible rate, you can see on your own how insurance quotes in Georgia have been trending by using CarInsurance.com's Average Premium Trend Tool, which displays rate changes in the past few months. Just use your mouse to follow the trends in Georgia's annual average premium.
This site features several quality insurance carriers ready to provide auto insurance quotes. Navigate CarInsurance.com and you'll find useful tools that make getting coverage information, from rates to discounts and deductibles, an easy job. Let's begin by showing you what the legal requirements are for driving the highways of Georgia.
Georgia state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.
Minimum Required Insurance Coverage in Georgia:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
*New Uninsured Motorist coverage option effective: January 1, 2009
The state of Georgia follows a Tort system, meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). Georgia does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
A state's legal requirements are a good way to begin, and at CarInsurance.com we provide you with the Minimum State Required package. But you may want higher liability for added protection and other customized limits. We can help with that--CarInsurance.com's Georgia-licensed insurance agents are eager to provide information during the quote and purchase.
During the past few years, Georgia has seen a decrease in rates. Make sure you compare prices and determine how much you really want to pay and the coverage it brings. CarInsurance.com is ready to help. Start by entering your zip code in the quote boxes on this page or follow this link to get an auto insurance quote now.
If you own a particular favorite target of Georgia’s car thieves, expect to pay more for your insurance. Here’s the list:
