Arizona Car Insurance - Auto Insurance Quote in AZ
Let CarInsurance.com help you get the right car insurance in Arizona, a state with more than 131,000 miles of highway to its name. From the low deserts leading to Yuma to the high deserts of Sedona, these roads cover a wide and varied terrain.
| Current average car insurance premium in Arizona | $1,011.34 |
| Current average car insurance premium U.S. | $1,602.16 |
| Phoenix | $1,699.93 |
| Tucson | $1,514.20 |
| Check out our car insurance rates in more Arizona cities | |
[Let CarInsurance.com help you find affordable auto insurance now.]
Monitoring Arizona's insurance rates makes sense--as with most states, Arizona's can change each month. Keep up with shifts by using CarInsurance.com's Average Premium Trend Tool. The arrow below shows the monthly average premium change in Alaska.
CarInsurance.com can help by offering a dozen carriers serving Arizona. We make the insurance shopping experience easy and affordable by providing easy access to auto quotes and more. Start by employing the many tools on this site that allow you to compare coverage and rates. We also show you what the legal requirements are for insuring your car and what other Arizona motorists are paying.
Arizona state law requires minimum Bodily Injury Liability limits of $15,000 per injured person up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 15/30/10 coverage.
Minimum Required Insurance Coverage in Arizona
Bodily Injury Liability: $15,000/$30,000 Limit
Property Damage Liability: $10,000 Limit
The state of Arizona follows a Tort system, meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). Arizona does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
They are many options while you search for the right quote, and we'll give them to you at CarInsurance.com. You can start with the Minimum State Required package or choose more comprehensive coverage that fits your deductible and other needs. If you want to talk to someone, CarInsurance.com's Arizona-licensed insurance agents are on-hand to guide you through the process.
Some consumers believe that shopping around isn't necessary because state regulators and insurance companies have set rates. While insurers are required to offer the same coverage at the same price to those with the same risk profiles, they are still able to set policy prices based on how much risk they are willing to take on.
You also have flexibility when it comes to purchasing a car insurance policy. Shop around to find the best deal possible for you. It just makes sense.
Sure, you love your car, but if you live in Phoenix and thieves there love your car, too, you can expect to pay higher rates. Here’s a look at Arizona car thieves’ current favorites:
