Hawaii Car Insurance - Auto Insurance Quote in HI
With CarInsurance.com you can find the best possible coverage in Hawaii, a state famous for its incomparable beauty. If ever a state were made for gentle cruising, it's Hawaii. From Honolulu to Maui to Kauai, there are roadside vistas at almost every turn.
| Current average car insurance premium in Hawaii | $0.00 |
| Current average car insurance premium U.S. | $1,602.16 |
| Honolulu | $1,225.66 |
| Hilo | $1,164.16 |
| Check out our car insurance rates in more Hawaii cities | |
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Be aware that Hawaii's car insurance quotes are changing every month. CarInsurance.com's Average Premium Trend Tool shows these changes. The arrow indicates the monthly average premium change throughout Hawaii.
CarInsurance.com has various tools that are great for comparison shopping for rates, deductibles and other insurance coverage. With more than a dozen carriers ready with quotes, the information is thorough and easy to understand. CarInsurance.com also shows you the minimum legal requirements and what other drivers are paying from island to island, city to town.
Hawaii state law requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 20/40/10 coverage.
Minimum Required Insurance Coverage in Hawaii:
Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $10,000 Limit
Personal Injury Protection or Managed Care (PPO):$10,000 Limit
The state of Hawaii follows a No-Fault system, meaning your insurance company will make payments for your injury claims regardless of fault, up to a specified limit. Typically, you lose some of your rights to sue under a No-Fault system. Details of a no-fault system vary from state to state.
Personal Injury Protection (PIP) helps pay for "reasonable and necessary" medical expenses for you and your passengers. Hawaii state law requires a minimum Personal Injury Protection coverage of $10,000.
You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). Hawaii does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
Many options are available at CarInsurance.com. The first is the Minimum State Required package, which provides you with the legal necessities for driving in Hawaii. But you can also raise your liability limits or change deductibles as you get quotes and customize coverage. Need advice or information? CarInsurance.com's Hawaii-licensed insurance agents are available to help.
Be sure to compare what insurance companies are offering, because you may be surprised at the difference in coverage rates. CarInsurance.com makes it convenient to take the steps needed to find the best premium. To begin, just enter your ZIP code in the quote boxes on this page or follow this link to get an auto insurance quote immediately.
We were sure the list of Hawaii’s most-stolen vehicles would be all convertibles, but instead we found this:
