Idaho Car Insurance - Auto Insurance Quote in ID
CarInsurance.com will get you the best auto coverage in Idaho, a state many believe got its name from the Native American phrase "E Dah Hoe (How)" (supposedly meaning "gem of the mountains"). But actually, experts say, "Idaho" is a name invented by early settlers.
| Current average car insurance premium in Idaho | $832.00 |
| Current average car insurance premium U.S. | $1,998.23 |
| Boise | $1,257.54 |
| Nampa | $1,307.30 |
| Check out our car insurance rates in more Idaho cities | |
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The biggest city in Idaho is Boise, with nearly 190,00 residents. 49.50% of Boise's population are men and 50.50% are women. In 2008, there were 16 automobile-based fatalities in the city. 66.67% were caused by male drivers, 33.33% by female drivers.
You might be interested to know that Idaho's car insurance quotes change on a regular basis. CarInsurance.com's Average Premium Trend Tool will show you just how much over the past several months. The arrow below shows the monthly average premium change in Idaho.
This site offers a dozen high-quality carriers to meet all your car insurance needs. There are many tools on this that help you get quotes and decide just what type of a policy is best for you. The legal coverage requirements are listed below and CarInsurance.com will also tell you how much other Idaho drivers are paying for their insurance.
Idaho state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. This basic coverage is often referred to as 25/50/15 coverage.
Minimum Required Insurance Coverage in Idaho
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $15,000 Limit
Idaho follows a Tort system, meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). Idaho does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
Idaho motorists can meet all the requirements by buying the Minimum State Required package through our coverage page. Or you can design a more comprehensive package reflecting your individual needs. If you prefer, Idaho-licensed agents will discuss the options with you.
You'll find competitive rates and discounted prices through CarInsurance.com, whether you have a perfect driving history or are a high-risk driver. Start the process by entering your ZIP code in the quote boxes on this page. You can also follow this link to get an auto insurance quote now.
Choose the wrong car or pickup – meaning the ones that thieves like, too -- and you’ll pay higher rates. Here are the vehicles Idaho thieves like most:
