Maine Car Insurance - Auto Insurance Quote in ME
Look to CarInsurance.com to satisfy all your car insurance needs in Maine, a state with 46,750 miles of roads and highways. That ranks Maine 42nd in highway miles in the United States.
| Current average car insurance premium in Maine | $1,305.41 |
| Current average car insurance premium U.S. | $1,602.16 |
| Portland | $1,048.21 |
| Lewiston | $1,418.14 |
| Check out our car insurance rates in more Maine cities | |
[Let CarInsurance.com help you find affordable auto insurance now.]
Maine’s car insurance rates typically are lower than the nationwide average, but a few cities buck that statement. A popular feature is CarInsurance.com's Average Premium Trend Tool. It allows visitors to see how Maine's auto insurance rates have changed during the past few months. The arrow shows the monthly trend, while the graph indicates the actual rates. If you want to see Maine's annual average premium, just hold the mouse over the various points.
What CarInsurance.com offers is several carriers who can provide you with quotes and multi-faceted information on available policies. Tools on this site show what the minimum legal requirements are for Maine residents and how much other drivers in the state are paying for coverage. CarInsurance.com is the top resource for comparison shopping.
Maine state law requires minimum Bodily Injury Liability limits of $50,000 per injured person up to a total of $100,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 50/100/25 coverage with 50/100 UM limits.
Minimum Required Insurance Coverage in Maine
Bodily Injury Liability: $50,000/$100,000 Limit
Property Damage Liability: $25,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $50,000/$100,000 Limit
Medical Payments: $1,000 Limit
The state of Maine follows a Tort system, meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
Medical Payments (MP) coverage pays for the medical and funeral expenses for you or others hurt or killed in an accident while riding in or driving your car. Maine state law requires a minimum Medical Payment coverage of $1,000.
To help protect against damages caused to you and your passengers by an uninsured driver, Maine state law requires a minimum Uninsured/Underinsured Motorist coverage of $50,000 per person up to a total of $100,000 per accident for any bodily injury caused by the uninsured and/or underinsured driver.
The best beginning step at CarInsurance.com is the Minimum State Required package, which provides the basics for driving in Maine. Of course, you can opt for more wide-ranging coverage or investigate personalized limits and deductibles that best fit your driving needs. Maine-licensed insurance agents are easily reached through CarInsurance.com and can assist you along the way.
Make sure you compare prices and determine how much you really want to pay and the coverage it guarantees. CarInsurance.com is ready to help along the way to protection peace-of-mind. Start by entering your ZIP code in the quote boxes on this page.
If Maine car thieves love your car, too, you can expect to pay higher car insurance rates. Here is a list of their current targets:
