dcsimg
Call Us Toll Free: 1-855-430-7753
Wyoming

Wyoming Car Insurance Rates


Small cities and long distances mean Wyoming drivers spend a lot of time in their cars in conditions that can turn mean any month of the year. Below you'll find details about what Wyoming requires in the way of car insurance and a comparison of state car insurance rates in every ZIP code in the state.

Wyoming car insurance requirements

Wyoming state law requires the following minimum car insurance coverage:
Minimum bodily injury liability $25,000/$50,000
Minimum property damage liability $20,000

Wyoming Car Insurance Rates by ZIP Code & City

To learn more about the most and least expensive cities for car insurance, click the link below.
Top Cities
Car insurance rate comparison >
Priciest Neighborhoods
In Wyoming
  • 82730: $1,541
    UPTON
  • 83014: $1,516
    JACKSON HOLE
  • 83001: $1,516
    JACKSON HOLE
  • 83012: $1,514
    ALTA
 
Cheapest Neighborhoods
In Wyoming
  • 82007: $1,367
    CHEYENNE
  • 82838: $1,369
    SHERIDAN WEST
  • 82832: $1,369
    SHERIDAN
  • 82836: $1,369
    SHERIDAN WEST


Pay the Lowest Rate on the Block
Get real, custom quotes
and buy a better policy in minutes!

What you need to know about car insurance in Wyoming

Penny Gusner
CarInsurance.com
Consumer Analyst

Wyoming requires its drivers to buy at least $25,000 of bodily injury liability per person (up to $50,000 per accident) and property damage liability of $20,000 or more. Uninsured and underinsured motorist coverage is optional.

Seat belt use is mandatory. In 2010, the state of Wyoming notes, two-thirds of those killed in traffic accidents were not wearing their safety belts. Among pickup truck drivers, 95 percent were unbelted. 

Shop around: Wyoming ranks among the top 10 states in the country for potential savings on car insurance. In our study of six national insurance companies, a Wyoming driver could save 44 percent off the average rate by comparing multiple companies.

No points: Wyoming doesn't use a driver's license points system to determine who should lose the right to drive, as most other states do. But a conviction for drunken or reckless driving, leaving the scene of an accident or driving without mandatory insurance will bring a 90-day suspension or worse. Three moving violations in a 12-month period will do the trick, too.

Child-support suspension: As in many other states, a driver can lose his or her driving privileges if child support payments are in arrears. In Wyoming, a driver's license is suspended once the total owed is $5,000 or more and kept suspended until the debt is paid in full.

Know the code: The prefix on a Wyoming license plate discloses the driver's county of residence, with counties numbered from 1 to 23. Here's a guide: 1: Natrona; 2: Laramie; 3: Sheridan; 4: Sweetwater; 5: Albany; 6: Carbon; 7: Goshen; 8: Platte; 9: Big Horn; 10: Fremont; 11: Park; 12: Lincoln; 13: Converse; 14: Niobrara; 15: Hot Springs; 16: Johnson; 17: Campbell; 18: Crook; 19: Uinta; 20: Washakie; 21: Weston; 22: Teton; 23: Sublette.