Oklahoma Car Insurance - Auto Insurance Quote in OK
CarInsurance.com has more than a dozen carriers eager to help motorists in Oklahoma, a state noted for the 54-mile Talimena Scenic Drive. This highway, which has stretches in both Oklahoma and Arkansas, winds through the spectacular Ozarks and Ouachita Mountains.
| Current average car insurance premium in Oklahoma | $1,722.18 |
| Current average car insurance premium U.S. | $1,602.16 |
| Oklahoma City | $1,805.90 |
| Tulsa | $1,931.54 |
| Check out our car insurance rates in more Oklahoma cities | |
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Here's a useful feature: CarInsurance.com's Average Premium Trend Tool will show you how rates have changed in Oklahoma during the past few months. Just move your mouse over the points to get the details.
Average auto insurance premium for residents in Oklahoma typically run just above the national average. Oklahoma City, the state capital and largest city with a population of 506,132, runs a bit higher still.
Besides offering easy quote options, CarInsurance.com features a host of tools that can help you collect all the facts necessary to find the most suitable policy options. Let's begin by detailing what state law requires Oklahoma motorists to have when it comes to basic coverage.
Oklahoma state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.
Minimum Required Insurance Coverage in Oklahoma
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
The state of Oklahoma follows a Tort system, meaning someone must be found to be at fault for causing the accident, and that person and their insurance company is responsible for all the damages. You should be aware that the details of a tort system vary from state to state.
You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). Oklahoma does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
The initial choice through CarInsurance.com's coverage page is the Minimum State Required package. It provides the legal basics. But Oklahoma drivers can create an individualized package as well by changing deductibles and other limits. Our agents can assist you.
Should you shop around for auto insurance? Absolutely--it's the only way to get the best price and the most individualized coverage in Oklahoma. You can start by clicking on auto insurance quote or entering your ZIP code in the form above.
Oklahoma car thieves love the cars listed below. Expect to pay more for car insurance if you own one of them.
