North Dakota Car Insurance - Auto Insurance Quote in ND
North Dakota's State motto: "Liberty and union, now and forever, one and inseparable"
Finding low cost auto insurance rates in North Dakota has never been easier. CarInsurance.com offers the best Online Insurance Marketplace™ to help you comparison shop for the lowest local car insurance rates available. We offer one convenient place to get a quote and buy a policy in 20 minutes or less. In addition, we have all the resources you need to make informed decisions about your car insurance. You get great service from over a dozen of the most reliable and affordable insurance companies in North Dakota, so the only thing you do is shop to save money. The best rate in North Dakota last year, is not the best rate in North Dakota this year!
North Dakota Car Insurance Requirements
North Dakota state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage with 25/50 UM limits.
North Dakota Insurance Coverage:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit
Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit
Personal Injury Protection: $30,000 Limit
The state of North Dakota follows a No-Fault system meaning your insurance company will make payments for your injury claims regardless of fault, up to a specified limit. Typically, you lose some of your rights to sue under a No-Fault system. Details of a no-fault system vary from state to state.
Personal Injury Protection (PIP) helps pay for "reasonable and necessary" medical expenses for you and your passengers. North Dakota state law requires a minimum Personal Injury Protection coverage of $30,000.
To help protect against damages caused to you and your passengers by an uninsured driver, North Dakota state law requires a minimum Uninsured/Underinsured Motorist coverage of $25,000 per person up to a total of $50,000 per accident for any bodily injury caused by the uninsured and/or underinsured driver.
When you get a quote at CarInsurance.com, our coverage page will give you the option of choosing the Minimum State Required package, more wide-ranging coverage packages, or you can customize every limit and deductible to fit your needs. If that is too complicated, CarInsurance.com's insurance agents are licensed in North Dakota and available to help you all the way through the quote and purchase process.
Get local car insurance in all of North Dakota. Enter your zip code in the quote boxes on this page or follow this link to get an auto insurance quote now.
Local car insurance is available in all of North Dakota!
The average auto insurance premium for residents in North Dakota is $1,375 in 2009;
the national average is $1,735. Some people think the state and insurance companies fix the
rates, so they never shop around for better rates. Insurance companies segment their rates
differently so everyone's rate will be different with each company. You have to shop
around to see if you are saving money. CarInsurance.com helps you find the competitive
rates and discounted prices available in North Dakota, so average North Dakotans
can get a better-than-average rate on their auto insurance.
2009 has had an increase in auto insurance rates. It is
important to shop for car insurance so you get the best available rate! CarInsurance.com
brings competition directly to the consumer and we work to lower your costs through technology.
Even within the state of North Dakota, rates have changed over the past few years.
Comparing the current average car insurance rates, the average auto insurance premium
in North Dakota is 16% higher in 2009 than 2008. Now is the perfect time to shop for
new low rates on your auto insurance, by requesting a quote online you could save hundreds instantly!
If you call the Peace Garden State your home, you need to get your insurance from CarInsurance.com. We offer great rates and great service, it is so fast in some states you can get a quote and even buy your policy in 20 minutes online or over the phone. All you need to do is enter your zip code to get started, in a matter of minutes you will be looking at the most affordable rates available in North Dakota.
If you need information for other states besides North Dakota, select a state from the links below. CarInsurance.com offers the same low rates in all 50 states and the District of Columbia, so you always get the lowest rates for your state. Request a quote by entering your zip code above, and find out how much you can save. Choose a different state below to get more information.