Florida Car Insurance - Auto Insurance Quote in FL
From Jacksonville near the northern border through Miami and down to the far keys, there's plenty to see on a drive through Florida. Before hitting the road, make sure your car insurance is just what you need through CarInsurance.com.
| Current average car insurance premium in Florida | $1,980.06 |
| Current average car insurance premium U.S. | $1,998.23 |
| Jacksonville | $1,421.85 |
| Miami | $2,383.16 |
| Check out our car insurance rates in more Florida cities | |
[Let CarInsurance.com help you find affordable auto insurance now.]
A useful information feature is CarInsurance.com's Average Premium Trend Tool, which shows changes in Florida's auto insurance rates during the past few months. It's easy to use; just guide your mouse over the points to see fluctuations.
More than a dozen high-quality carriers can provide you with quotes and information at this site. There are also informative tools that can help you decide just what type of deductible and coverage package is perfect for your situation. Minimum coverage requirements for Florida are below, as are other insurance options.
Florida state law does require PIP, in addition to Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as a PIP/PD. Even if state law does not require a minimum coverage for Bodily Injury Liability coverage, you may be required to get this coverage once you have been in an accident. It is advised that you get at least the minimum Bodily Injury Liability coverage.
Minimum Required Insurance Coverage in Florida
Property Damage Liability: $10,000 Limit
Personal Injury Protection: $10,000 Limit
The state of Florida follows a No-Fault system, meaning your insurance company will make payments for your injury claims regardless of fault, up to a specified limit. Typically, you lose some of your rights to sue under a No-Fault system. Details of a no-fault system vary from state to state.
Personal Injury Protection (PIP) helps pay for "reasonable and necessary" medical expenses for you and your passengers. Florida state law requires a minimum Personal Injury Protection coverage of $10,000.
You can get Uninsured/Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by an uninsured and/or underinsured driver (depending on the state). Florida does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.
CarInsurance.com gets you started through the option of the Minimum State Required package. This package meets Florida's legal requirements for diving in the state. However, you can also get additional coverage, shop for discounts or change you deductible limits. If more information is needed during the process, CarInsurance.com's agents (all licensed in Florida) are available to help.
You need to compare prices because while there may be similarities in auto insurance costs, there are also significant variations because all insurers price their risk factors – things like driving history and credit score -- differently. Compare and decide with CarInsurance.com.
Is the behemoth blocking the left lane with its blinker on stolen? Probably not. Here are Florida car thieves’ favorite targets:
