Each year new insurance companies start offering products in Minnesota. CarInsurance.com is a licensed independent insurance agency in Minnesota. You can click on the company link below to see the auto insurance companies available at CarInsurance.com. In addition, if you use our quote services you may be able to gain access to many of these insurance companies using our Online Insurance Marketplace™.
Which insurance companies are available in Minnesota?
There are so many insurance companies available in Minnesota and each one has filed different rates with Minnesota's insurance regulator. There are roughly 1,500 car insurance companies in the United States. Some companies are part of a larger insurance company group, so in reality you have about 700 different insurance company groups in the United States.
Why do some insurance companies have multiple insurance companies in Minnesota?
With separate car insurance companies, larger carrier groups have the ability to offer different products and file different rates. It also allows them to offer car insurance through distinguished distribution channels. In some cases, it is easier for an insurance company to meet different Minnesota regulatory requirements that may not be necessary in other states. Some companies decide to file under different insurance companies or different company names. There are approximately seven hundred car insurance company groups in the US. On average, there are about 120 different auto insurance companies available in each state.
This list represents a majority of the companies available in Minnesota. CarInsurance.com may remove carriers that only write a few policies in MN or carriers that no longer offer new products in Minnesota. As new companies enter or leave Minnesota we will update this listing.
| Minnesota Insurance Companies |
| Acuity |
| AIG |
| Allied Property & Casualty |
| Allstate |
| AMCO |
| American |
| American Family |
| American Family Home |
| American International |
| American Modern |
| American National |
| American Reliable |
| American Security |
| American Standard |
| AMEX Assurance |
| AMICA |
| Atlantic Mutual |
| Austin Mutual |
| Auto Club Insurance Association |
| Auto-Owners |
| Automobile Insurance Company of Hartford |
| California Casualty |
| Centennial |
| Charter Oak Fire |
| Chubb |
| Cincinnati |
| Commerce & Industry |
| Country |
| Dairyland |
| Dakota Fire |
| Deerbrook |
| Delos |
| Depositors |
| Economy |
| Electric |
| Emcasco |
| Encompass |
| Esurance |
| Farm Bureau Mutual |
| Farmers Home Mutual |
| Federal |
| Federated |
| First Liberty |
| First National |
| Foremost |
| GEICO |
| General Casualty |
| General Insurance Company of America |
| Granite State |
| Great Northern |
| Great Northwest |
| Grinnell |
| GuideOne |
| Harleysville |
| Hartford |
| Horace Mann |
| Illinois Farmers |
| Illinois National |
| Insurance Company of the State of Pennsylvania |
| Integon |
| Integrity Mutual |
| Liberty Mutual |
| Markel |
| Mendakota |
| Mendota |
| MeraStar |
| Metropolitan |
| Mid-Century |
| Middlesex |
| Midwest Family Mutual |
| Milbank |
| Milwaukee |
| National Farmers Union |
| National General |
| National Interstate |
| National Union Fire |
| Nationwide |
| New Hampshire Indemnity |
| North Star |
| Northbrook |
| Owners |
| Pacific Indemnity |
| Pharmacists Mutual |
| Phoenix |
| Progressive |
| Property & Casualty Insurance Company of Hartford |
| Ram Mutual |
| Response |
| Safeco |
| Secura |
| Sentry |
| Standard Fire |
| State Auto |
| State Farm |
| Teachers |
| Travco |
| Travelers |
| Trumbull |
| Twin City Fire |
| United Fire |
| Unitrin |
| USAA |
| Victoria |
| Vigilant |
| West Bend Mutual |
| Western Agricultural |
| Western National |
| Westfield |
Learn more about Minnesota: Minnesota Auto Insurance - MN Car Insurance Tips
Should I get a state insurance company or a national insurance company?
As you are likely aware not every company is licensed and authorized to operate in each state. While you may not need a national insurance company as your provider you should be sure you buy from a company that is licensed in your state. State insurance regulators typically require this and can help you if there is a problem as long as the insurance company is licensed in your state. To find out which companies are licensed in your state, contact the state insurance regulatory body. Read more...
Why do the rates vary so much between insurance companies in Minnesota?
Some carriers are better at setting rates for different classes of drivers. One carrier may focus their rates on inexperienced drivers, while another carrier may focus its rates on mature drivers that only have prior insurance. Because of this, insurance company rates may vary greatly from company to company. Read more...
