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Worst states for deer collisions

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West Virginia leads the nation as the state where you are most likely to hit a deer, according to a claims analysis by State Farm. Montana, Pennsylvania, Iowa and South Dakota rank, respectively, behind the Mountain State as the worst states for deer collisions.

The chances of hitting a deer while driving decreased a bit compared to last year, and the claims cost for deer collisions dipped by $140. The average deer strike claim is $3,995, compared to $4,135 for 2015, according to State Farm.

Odds of a deer collision are 1 out of 164, but that likelihood doubles during deer season, from October to December. Last year the national average for hitting a deer, elk or moose was 1 in 169. In West Virginia, the odds are 1 in 41, up 7 percent from 2015, State Farm says. Here is the likelihood of collision with a deer by state for 2016:

2015-16 state rankingState2015-16 likelihood of collision with deer2014-15 state ranking2014-15 likelihood of collision with deer% increase or decrease
1 WEST VIRGINIA 1 in 41 1 1 in 44 7% Increase
2 MONTANA 1 in 58 2 1 in 63 9% Increase
3 PENNSYLVANIA 1 in 67 4 1 in 70 5% Increase
4 IOWA 1 in 68 3 1 in 68 no change
5 SOUTH DAKOTA 1 in 70 5 1 in 73 4% Increase
6 WISCONSIN 1 in 77 6 1 in 77 no change
7 MINNESOTA 1 in 80 7 1 in 81 1% Increase
8 MICHIGAN 1 in 85 10 1 in 97 14% Increase
8 WYOMING 1 in 85 12 1 in 100 18% Increase
10 MISSISSIPPI 1 in 87 8 1 in 88 1% Increase
11 NORTH DAKOTA 1 in 91 14 1 in 113 24% Increase
12 SOUTH CAROLINA 1 in 93 9 1 in 95 2% Increase
13 VIRGINIA 1 in 94 10 1 in 97 3% Increase
14 ARKANSAS 1 in 96 13 1 in 101 5% Increase
15 KENTUCKY 1 in 103 14 1 in 113 10% Increase
16 NORTH CAROLINA 1 in 115 16 1 in 115 no change
17 MISSOURI 1 in 117 17 1 in 120 3% Increase
18 KANSAS 1 in 125 18 1 in 125 no change
19 GEORGIA 1 in 126 19 1 in 128 2% Increase
19 OHIO 1 in 126 20 1 in 131 4% Increase
21 NEBRASKA 1 in 132 25 1 in 143 8% Increase
22 ALABAMA 1 in 135 21 1 in 133 2% Decrease
23 INDIANA 1 in 136 23 1 in 142 4% Increase
24 MAINE 1 in 138 28 1 in 158 15% Increase
25 MARYLAND 1 in 139 22 1 in 134 4% Decrease
26 IDAHO 1 in 147 26 1 in 146 1% Decrease
26 TENNESSEE 1 in 147 29 1 in 170 16% Increase
28 DELAWARE 1 in 148 23 1 in 142 4% Decrease
29 UTAH 1 in 150 30 1 in 195 30% Increase
30 NEW YORK 1 in 161 27 1 in 159 4% Decrease
31 VERMONT 1 in 175 30 1 in 195 11% Increase
32 ILLINOIS 1 in 192 33 1 in 199 4% Increase
33 OKLAHOMA 1 in 195 32 1 in 198 2% Increase
34 NEW HAMPSHIRE 1 in 234 35 1 in 252 8% Increase
35 OREGON 1 in 239 35 1 in 252 5% Increase
36 NEW JERSEY 1 in 250 34 1 in 234 6% Decrease
37 COLORADO 1 in 263 40 1 in 304 16% Increase
38 TEXAS 1 in 288 39 1 in 297 3% Increase
39 LOUISIANA 1 in 300 41 1 in 335 12% Increase
40 WASHINGTON 1 in 307 42 1 in 337 10% Increase
41 CONNECTICUT 1 in 313 38 1 in 293 6% Decrease
42 RHODE ISLAND 1 in 345 37 1 in 264 24% Decrease
43 ALASKA 1 in 468 44 1 in 516 10% Increase
44 NEW MEXICO 1 in 475 45 1 in 518 9% Increase
45 MASSACHUSETTS 1 in 635 43 1 in 443 30% Decrease
46 DISTRICT OF COLUMBIA 1 in 689 48 1 in 1035 50% Increase
47 FLORIDA 1 in 903 46 1 in 930 3% Increase
48 NEVADA 1 in 1018 49 1 in 1134 11% Increase
49 CALIFORNIA 1 in 1064 47 1 in 1048 9% Decrease
50 ARIZONA 1 in 1175 50 1 in 1334 14% Increase
51 HAWAII 1 in 18955 51 1 in 8765 54% Decrease
NA UNITED STATES TOTAL 1 IN 164 NA 1 in 169 3% Increase

Drivers in deer-dense states should carry comprehensive insurance

Damage from deer collisions are covered by comprehensive insurance, which is optional coverage. It also covers theft, vandalism, hail, fire and other incidents largely beyond your control. Comprehensive claims don't generally raise your rates unless you have recently filed additional claims, says Penny Gusner, consumer analyst for CarInsurance.com.

If you swerve to miss a deer and are successful but crash, say you hit a tree or guardrail, that damage is covered by collision insurance, says Gusner. If your vehicle doesn't make contact with the animal the damage is considered a collision claim because you hit another car or object (or rolled your vehicle).

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