Call Us Toll Free: 1-855-430-7753
Get Personalized Car Insurance Quotes
Currently Insured

Rental car reimbursement


What does rental car reimbursement coverage do?

Rental-car reimbursement (RREIM) coverage covers renting a car as a substitute for your vehicle when it is disabled, or is being repaired, after a covered accident.  Daily rental allowances or limits are subject to the terms of your car insurance policy.

Rental car reimbursement only pays for your rental car costs if the repair work is being done due to a covered loss.  If your car breaks down or has mechanical issues that are unrelated to a covered accident, then RREIM coverage cannot be used.

Rental car reimbursement coverage will typically only pay up to a certain daily limit.  Your policy will list the daily limit amount, usually $25 to $30, and total maximum limit, typically around $450 to $500. 

If you need to rent a bigger vehicle than the RREIM allowance pays for, or otherwise need to pay more for the daily rental cost, you will be responsible for the difference.

Is rental car reimbursement coverage mandatory?

No. Rental car reimbursement is an optional coverage.

What happens if I don’t have rental car reimbursement coverage?

If you don’t carry this coverage you may be without transportation, or have to pay out-of-pocket for a rental car, if your car is damaged in an accident where you are at-fault.  Also, if another driver is at-fault but uninsured, underinsured or their policy doesn’t cover a rental car, you may also be without transportation or have to pay personally for a rental car while your car is repaired.

[Let CarInsurance.com help you find affordable auto insurance now.]

If you have an extra vehicle at your residence that you can use while one is being repaired due to a car accident, then rental car reimbursement coverage may be unnecessary.


Tell us your thoughts

Leave a Comment
0 Responses to "Rental car reimbursement"

Disclaimer: This article is for information purposes. It should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice. This information is provided for information purposes only.

Articles written by CarInsurance.com have a copyright and cannot be reproduced or republished in any way or form without the written consent from CarInsurance.com. You may use our RSS feed with an active link to our site.