Car Insurance Question & Answers

Find out what information you need to have readily available to make comparison shopping for auto insurance quotes quick and easy. Read more >>

Can your level of education make a difference in how much you pay for your car insurance coverage?  Indeed, your education and occupation may be... Read more >>

A reader wants to know if the cost for full coverage on his car should decline as his car depreciates in value.  It may, but there are other risk... Read more >>

Do you have to tell your new auto insurer about an old accident if you no longer own the car involved in the incident?  Indeed you do.  Your accident... Read more >>

A reader's lease requires him to raise his liability limits. How much will this cost?  There is only one way to find out – getting quotes for the new limits. Read more >>

Just because you have collision and comprehensive coverage on your vehicle doesn’t mean you should use it for the smallest of incidents.  Save claims... Read more >>

A traffic school can get you a discount or erase a ticket, but usually not both. Read more >>

What is required to get a multi-car discount on your auto insurance policy?  The eligibility requirements vary by insurer but typically you need to... Read more >>

A reader wants to know how to get affordable auto insurance after being uninsured for a few years.  Even with a bad record, there are ways to get decent rates. Read more >>

A parent wants to know how to save money when adding a teen driver to the auto insurance policy.  Shopping around and looking for certain young driver discounts are key to paying less. Read more >>

A reader wants to know what auto insurance companies mean when they use the terms first- and third-party insurance.  How do they relate to auto claims? Read more >>

Why is it that auto insurance companies need to know about your spouse or others that live in your home?  Potential drivers are a risk to insurers... Read more >>

To find the auto insurance provider with the best rates for your set of risk factors, it’s essential that you shop around and compare quotes with... Read more >>

Insurance companies do indeed verify the information you give on an auto insurance application.  Don’t skimp on the required details or else your... Read more >>

A reader wants to know why auto insurance companies want you to have the title in your name to insure a vehicle.  It’s all about the policyholder having insurable interest in the car. Read more >>

Does your auto insurance coverage follow you when you drive your vehicle out-of-state on a state road trip? Most policies allow this, however... Read more >>

Your own liability coverage doesn’t cover your car for damages, so what coverage does?  You need physical damage coverages of collision and... Read more >>

If an unlicensed spouse drives your car and crashes, is the accident covered?  The terms and conditions of your car insurance policy will determine... Read more >>

Is the money you receive from a car insurance settlement taxable?  It depends on what the settlement is for. Physical damage and bodily injury claims... Read more >>

Many drivers believe that the color of your vehicle matters to your car insurance carrier when they are determining your rates. We dispel this myth. Read more >>

Several states allow motorists an alternative method to show proof of financial responsibility instead of auto insurance. Read more >>

Colorado legalized marijuana and a reader wants to know if that will affect car insurance.  If you're found to be stoned-driving it most certainly... Read more >>

Some states have a no pay, no play law in place.  We explain how this type of law limits the recovery of certain losses for uninsured motorists. Read more >>

How will a restriction violation affect a teenager’s license and insurance coverage in California?  Our expert gives general as well as state specific... Read more >>

Car insurance minimum requirements vary from state to state since each state sets their own laws.  Some states even permit alternatives to buying auto insurance. Read more >>

A teenager wants to find out what the steps are to getting his license and getting insured.  First the novice driver needs to find out... Read more >>

No longer owning a car doesn't get you out of the need to comply with a SR-22 mandate.  Obtaining a non-owners policy will allow you to keep... Read more >>

Knowing what is on your driving record is key to giving correct information when getting a car insurance quote.  Find out how to get a copy of your driving history. Read more >>

A DUI greatly complicates car insurance. We explain how to obtain an SR-22 and get back on the road. Read more >>

Will teen breaking driving restrictions by driving at night and with other teens allow the auto insurance company to deny claims? Read more >>

A reader wants to know if it's okay to let her babysitter use her vehicle to run errands and what would happen if there is an accident. Read more >>

Understanding the fundamentals of auto insurance is important before buying a car and your first insurance policy.  Without knowledge of the basics... Read more >>

A reader is surprised to find her car insurance coverage ended at 12:01 on the expiration date.  Not paying before the expiration date is a common... Read more >>

It’s important when you receive in your car insurance policy to read it over and make certain information is correct.  Here are five things to double-check... Read more >>

Gap insurance is smart to have if you owe more than your financed vehicle is worth.  But if you no longer need the coverage can you cancel your gap insurance? Read more >>

If your vehicle is damaged by another driver, you have choices on how to get it repaired.  Which is the best to choose?  Read more >>

A reader wants to know if she can make her son’s ex-girlfriend’s insurance company pay for the car that she totaled.  Unfortunately, that's not... Read more >>

A reader wants to know what auto insurance coverage is needed if you're run off the road and hit a tree while the other car takes off. Read more >>

If you've locked your keys in the car, it's a bad idea to retrieve them by breaking your car's window.  Intentional acts where you damage your car... Read more >>

You usually have the choice to make a claim or pay out-of-pocket for your vehicle's auto accident damages, but don't wait too long to decide or else... Read more >>

The CarInsurance.com Premium Index (CPI) tracks car insurance trends, including the one you mentioned that shows the average annual premiums for teenagers. For this particular part of the CPI, we... Read more >>

Unfortunately, at this time CarInsurance.com cannot accept payments using two different cards. If you've purchase a car insurance policy through CarInsurance.com, then we will accept payment from... Read more >>

If you purchased a car insurance policy through an agent at our call center or on the Internet, with most companies you can choose to have your documents mailed to you or you can choose to log on... Read more >>

To change your address with us online you will need to log onto your account. Once you log into your account, depending on your insurance company and their ability to help you change your... Read more >>

Yes you can. CarInsurance.com a licensed independent insurance agency that represents leading insurance companies. Our online car insurance quote takes a few minutes and then we provide rates... Read more >>