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Q

How long will my DUI affect car insurance rates? I got mine three years ago ang my rates are still sky high!


A

How long your DUI will affect your insurance rates depends on both your insurance company guidelines and your state's regulations. States vary on how long a DUI or DWI remains on your driving record. It may remain on your MVR for as little as a few years to as many as 10 depending on the state and the circumstances regarding your DUI. As long as the violation is on your DMV record it is likely to affect your insurance rates.

Each insurance company has its own method of evaluating and rating people. To find out how long your DUI is going to stay on your MVR contact your DMV and to find out how long your current insurance company will continue to rate at a higher rate contact your insurance agent.

You might find out that you want to shop around for insurance coverage to find a lower rate with a new insurance company.


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4 Responses to "How long will my DUI affect car insurance rates? I got mine three years ago ang my rates are still sky high!"
  1. Visitor

    In Pennsylvania, how long a DUI stay on your MVR record? How long is the requirement to have the SR22?

      Reply»  
  2. Visitor

    Very helpful!

      Reply»  
  3. Anonymous

    Without getting into individual states and individual policies.

      Reply»  
  4. Anonymous

    you should have a state by state basic time if I could put in my state and find out what their basic time frame is that would have been better

      Reply»