Question: Do all auto insurance companies ask for a Social Security number, and what does that have to do with my driving record?
Answer: Not all car insurance companies ask you for your Social Security number (SSN) as part of the quoting or application process, but most will.
Your Social Security number doesn't have anything to do with your driving record, but it does help the insurer pull the reports that help determine your rates.
The online insurance quotes process has two steps: getting a quote and purchasing a policy. One reason a Social Security number is usually required is because it makes it easier to pull reports that verify the information you have given during the quoting process and help finalize the actual premium amount you will pay.
Auto insurance companies can use your name and home address to pull your motor vehicle record, but there they have a much higher accuracy if they also use your Social Security number.
[Let CarInsurance.com help you find affordable auto insurance now.] Another reason your SSN may be needed is to check on your credit history. Credit history has been shown that it's a good predictor of insurance claims. (Read: "Great credit saves you $22, 815 on your car insurance premiums.")
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Many auto insurance companies use insurance scores based on your credit report, and if your credit is not verifiable, you may pay a higher car insurance rate. Those carriers that don't require a SSN will use your address and name in order to calculate an insurance score.
CarInsurance.com does not require an SSN during the quoting process, but you may be asked to supply one if you choose to buy from one of our insurance carriers. If you do not have a Social Security number, and one is required, then you can call our service center at 1-800-964-4849, so our agents can assist you.
CarInsurance.com does use insurance companies that check credit-based insurance scores as a factor in your insurance rate. We also have carriers, in some states, that don't use credit in their calculations. | 
