Each year new insurance companies start offering products in Ohio. CarInsurance.com is a licensed independent insurance agency in Ohio. You can click on the company link below to see the auto insurance companies available at CarInsurance.com. In addition, if you use our quote services you may be able to gain access to many of these insurance companies using our Online Insurance Marketplace™.
Which insurance companies are available in Ohio?
There are so many insurance companies available in Ohio and each one has filed different rates with Ohio's insurance regulator. There are roughly 1,500 car insurance companies in the United States. Some companies are part of a larger insurance company group, so in reality you have about 700 different insurance company groups in the United States.
Why do some insurance companies have multiple insurance companies in Ohio?
With separate car insurance companies, larger carrier groups have the ability to offer different products and file different rates. It also allows them to offer car insurance through distinguished distribution channels. In some cases, it is easier for an insurance company to meet different Ohio regulatory requirements that may not be necessary in other states. Some companies decide to file under different insurance companies or different company names. There are approximately seven hundred car insurance company groups in the US. On average, there are about 120 different auto insurance companies available in each state.
This list represents a majority of the companies available in Ohio. CarInsurance.com may remove carriers that only write a few policies in OH or carriers that no longer offer new products in Ohio. As new companies enter or leave Ohio we will update this listing.
| Ohio Insurance Companies |
| 21st Century |
| Acuity |
| AIG |
| AIU |
| Alfa |
| Allied Property & Casualty |
| Allstate |
| AMCO |
| American Bankers |
| American Commerce |
| American Family |
| American Family Home |
| American Fire & Casualty |
| American Home Assurance |
| American Modern |
| American National |
| American Select |
| American Service |
| American Standard |
| AMEX Assurance |
| AMICA |
| Atlantic States |
| Auto-Owners |
| Bristol West |
| Buckeye State Mutual |
| California Casualty |
| Celina Mutual |
| Central Mutual |
| Charter Oak Fire |
| Cincinnati |
| Cincinnati Equitable |
| Citizens |
| Commerce & Industry |
| Dairyland |
| Donegal Mutual |
| Economy |
| Electric |
| Employers Mutual |
| Encompass |
| Erie |
| Esurance |
| Farmers |
| Federal |
| Financial Indemnity |
| Firemans Fund |
| First Acceptance |
| First Liberty |
| Foremost |
| Founders |
| Frankenmuth Mutual |
| Garrison |
| GEICO |
| General Casualty |
| German Mutual |
| Globe American |
| Grange |
| Granite State |
| Great Northern |
| GuideOne |
| Hamilton Mutual |
| Hartford |
| Hastings Mutual |
| Home-Owners |
| Horace Mann |
| IDS |
| Illinois National |
| Infinity |
| Insurance Company of the State of Pennsylvania |
| Kemper Independence |
| Liberty Mutual |
| Lightning Rod Mutual |
| Markel |
| MeraStar |
| Metropolitan |
| MIC Insurance |
| MICO |
| Mid American Fire & Casualty |
| Mid-Century |
| Middlesex |
| Motorists Mutual |
| National General |
| National Interstate |
| National Mutual |
| National Union Fire |
| Nationwide |
| New South |
| Ohio Casualty |
| Owners |
| Pacific Indemnity |
| Permanent General |
| Personal Service |
| Phoenix |
| Progressive |
| Property & Casualty Insurance Company of Hartford |
| Republic Mutual |
| Response |
| Safe Auto |
| Safeco |
| Selective |
| Sentry |
| Sonnenberg |
| State Auto |
| State Farm |
| Teachers |
| Travco |
| Travelers |
| Trumbull |
| TrustGard |
| Twin City Fire |
| United Ohio |
| Unitrin |
| Universal Casualty |
| USAA |
| Victoria |
| Viking |
| Wayne Mutual |
| West American |
| Western Reserve |
| Western United |
| Westfield |
| Yosemite |
Learn more about Ohio: Ohio Auto Insurance - OH Car Insurance Tips
Should I get a state insurance company or a national insurance company?
As you are likely aware not every company is licensed and authorized to operate in each state. While you may not need a national insurance company as your provider you should be sure you buy from a company that is licensed in your state. State insurance regulators typically require this and can help you if there is a problem as long as the insurance company is licensed in your state. To find out which companies are licensed in your state, contact the state insurance regulatory body. Read more...
Why do the rates vary so much between insurance companies in Ohio?
Some carriers are better at setting rates for different classes of drivers. One carrier may focus their rates on inexperienced drivers, while another carrier may focus its rates on mature drivers that only have prior insurance. Because of this, insurance company rates may vary greatly from company to company. Read more...
