The NC General Assembly enacted the North Carolina Safe Driver Incentive Plan (SDIP) to reward safe drivers with the lowest possible insurance rates. Drivers who are convicted of moving violations and/or cause accidents will be charged higher premiums in accordance with their driving records.

SDIP points are charged for convictions of moving violations and at-fault accidents. The SDIP points for speeding 10 mph or less in excess of speed limit of less than 55 mph is 1. For speeding more than 10 mph over the speed limit provided the total speed is in excess of 55 mph, but less than 76 mph is 2 SDIP points.

So getting your mph over the speed limit reduced to 9 would bump off 1 SDIP point. You then might be able to get that points reduced to zero because no SDIP points are charged for speeding 10 mph or less over the posted speed limit provided that the violation did not occur in a school zone and there is not another moving violation on your record in the previous 3 years.

Both items that you mentioned would thus be somewhat true. If your ticket was reduced to 10 mph or less over the speed limit and this was your first ticket in at least 3 years you might not receive SDIP points and thus not have your insurance rates increased due to this speeding ticket.

You can check with the NC DOT to make certain this information regarding SDIP points has not changed recently and also contact your insurance company to see if they go by SDIP to calculate insurance surcharges or have their own points system to determine insurance rates.