Car Insurance Question & Answers

How long a DUI will affect your car insurance rates depends on how long the conviction will remain on your driving record, state insurance laws and your insurance company's rating system. Read more >>

Learn what non-standard auto insurance is and how to buy it at a good price. Read more >>

The definition of a good student varies from one insurance company to another -- as does the amount of the discount.  In general, though, the discount is from 5 to 15 percent. A great discount for teenagers. Read more >>

You get liability coverage for driving a car you don't own with this type of coverage. Read more >>

Non-owners insurance covers your liability when you drive a borrowed car. Read more >>

Traffic school can help you become a better defensive driver -- and perhaps get you a car insurance discount. Read more >>

Under SR-22 requirements in Texas, you typically have to carry an SR-22 for two years. Read more >>

Evasion of responsibility, or hit-and-runs, are a serious violation in Connecticut. Read more >>

Find out the top five states for stolen cars containing their keys. Read more >>

Find out how an SR-22A differs from an SR-22 form. Read more >>

Typically, if you are late paying your auto insurance premium by two weeks, your insurance has lapsed. Read more >>

Different car insurance providers offer different discounts -- to find the right fit for discounts and car insurance rates, you need to shop around. Read more >>

Insuring another person's car so that he or she can obtain lower car insurance rates isn't just a bad idea but can be considered insurance fraud.  Misrepresenting who owns or drives a car can get your policy cancelled and you penalized for committing insurance fraud. Read more >>

Car insurance companies aren’t fond of selling car insurance policies to teenagers. It's more complicated for teens to obtain insurance and difficult to find low rates on their own. Read more >>

Contacting your car insurance company to inquire about an incident without making a claim for it may still affect your future rates. Read more >>

You need collision coverage to pay for accident-related damages your car. Read more >>

The safety features of your vehicle may get you discounts on your car insurance coverage premiums.  This makes it important to list the correct model vehicle when shopping for a policy. Read more >>

Your car insurance policy needs and rates differ depending on the car you are insuring.  How you pay for the car can also affect your policy... Read more >>

Your car has sentimental value to you, but not to your insurer.  You will get paid for your vehicle’s actual cash value and nothing for sentimental... Read more >>

Lapse in mandatory coverage can lead to registration suspension and a driver without a way to get to work.  The choices are limited, such as public... Read more >>

Not all states have appeal boards, but states typically do have specific laws regarding what auto insurance companies can surcharge their insured... Read more >>

State laws vary on if trucks and cars can go the same speed limit on highways, but no matter what if you speed it can affect your car insurance rates. Read more >>

A look at auto accident statistics related to winter weather and road conditions and what happens if you're at-fault in a winter auto accident. Read more >>

If you can’t find a replacement vehicle with the money from your totaled car, your state may allow you to go back to the insurer... Read more >>

Electronic proof of insurance is accepted in over half the nation, but will law enforcement officers snoop when looking at your device?  Laws say... Read more >>

Each state has its own laws and guidelines for how long accidents will say on your record.  How long an accident can affect your car insurance rates also varies. Read more >>

Wondering how much it costs to get SR-22 insurance? Find out the cost of car insurance coverage that is associated with the SR-22 form. Read more >>

Non-owner SR-22 car insurance: Find out how you can get car insurance associated with an SR-22 form even if you don't own a vehicle. Read more >>

The SR-22 requirements in Indiana mandate that you must file a SR-22 with the Bureau of Motor Vehicles for three years. Read more >>

Find out how to get an SR-22 without a valid license.   Read more >>

Learn why you may want to buy a collision deductible waiver to add to your car insurance policy. Read more >>

Gap insurance provides valuable protection during the early years of your car's life if you have a loan or a lease. Read more >>

Comprehensive auto insurance is a type of physical damage coverage that you can choose to include on your car insurance policy.  Read more >>

It’s important when you receive in your car insurance policy to read it over and make certain information is correct.  Here are five things to double-check... Read more >>

Make sure you have sufficient coverage if your car is flooded, flipped or hit by falling objects. Read more >>

We explain how car insurance companies calculate the diminished value of your car. Read more >>

In Texas, a vehicle can be totaled if the cost of repair exceeds the vehicle's actual cash value (ACV), or exceeds an auto insurance company's threshold. Read more >>

Learn the role car insurance plays when your car is damaged from flooding. Read more >>

Car damage from a tornado is covered by comprehensive insurance. Read more >>

We walk you through what coverage would pay the medical bills after a wreck. Read more >>

Unfortunately, at this time CarInsurance.com cannot accept payments using two different cards. If you've purchase a car insurance policy through CarInsurance.com, then we will accept payment from... Read more >>

If you purchased a car insurance policy through an agent at our call center or on the Internet, with most companies you can choose to have your documents mailed to you or you can choose to log on... Read more >>

To change your address with us online you will need to log onto your account. Once you log into your account, depending on your insurance company and their ability to help you change your... Read more >>

Yes you can. CarInsurance.com a licensed independent insurance agency that represents leading insurance companies. Our online car insurance quote takes a few minutes and then we provide rates... Read more >>

Yes, with auto insurance there is a difference between a loss payee and a certificate holder. A loss payee is a person or entity with a legally secured insurable interest in another's property,... Read more >>