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Car Insurance Question & Answers

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How much is the good student discount?

The definition of a good student varies from one insurance company to another -- as does the amount of the discount.  In general, though, the discount is from 5 to 15 percent. A great discount for teenagers. Read more >>
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Save Money

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Insurance Companies

Insuring another’s car to lower rates is fraud

Insuring another person's car so that he or she can obtain lower car insurance rates isn't just a bad idea but can be considered insurance fraud.  Misrepresenting who owns or drives a car can get your policy cancelled and you penalized for committing insurance fraud. Read more >>

Finding a 12-month policy

Twelve-month policies are available, but you may have to shop around to find a company that offers such a policy in your area.  Six-month policies are more common. Read more >>
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Your Car

Safety features discounts

The safety features of your vehicle may get you discounts on your car insurance coverage premiums.  This makes it important to list the correct model vehicle when shopping for a policy. Read more >>
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State Car Insurance

No pay, no play states

Some states have a no pay, no play law in place.  We explain how this type of law limits the recovery of certain losses for uninsured motorists. Read more >>
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Your License

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Your Policy

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Insurance Claims

Covered if I drive in a snow emergency?

Driving after your state has declared a state of emergency or ordered driving restrictions should not affect your car insurance coverages unless you’re specifically driving against a policy exclusions or restriction. Read more >>
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